when a deed of trust or mortgage is being recorded in a state where witnesses are...

when a deed of trust or mortgage is being recorded in a state where witnesses are required but is being signed in a state that does not require witnesses what should I do

Expert Solution

Notary Signing Agent should be presented with a deed, mortgage or deed of trust for notarization that requires a witness (or witnesses). But in your state, signature witnesses may not be required.

Types of Witness

Signature witness: Is only present to witness the signing of the document

Credible witness: Is used to identify the signer

For Notaries with commissions in a state not requiring additional witnesses, take note that some states allow the Notary to be a witness, while certain states do not.

Suggestion is you add the witness’s name to the additional information or notes section of your journal.

Even in the limited situations when a Notary can also witness the document, don’t serve as both unless absolutely necessary, and don’t volunteer to be both Notary and witness. Having an additional set of eyes witnessing the signature could be helpful if some part of the transaction is questioned in the future.

jeff jeffy answered 3 months ago

1- A blanket deed of trust covers a single large piece of land. true or false...

1- A blanket deed of trust covers a single large piece of land. true or false ? 2- The property is deeded to the state only after the owner's five-year redemption period has expired. True False 3-Acceleration clause permits a lender to charge a late fee for a tardy loan payment. True False 4-1st installment of property taxes is due April 1st. True False 5-Only general contractors and subcontractors may obtain mechanic's liens against the owner's property. True False 6-...

Vadar owned Tatooine Farm. He sold the farm to Luke. Luke never recorded the deed. Vadar...

Vadar owned Tatooine Farm. He sold the farm to Luke. Luke never recorded the deed. Vadar stayed on the property as a tenant for two years. Near the end of the two years, Vadar learned that Luke had never recorded the deed. Vadar advertised Tatooine Farm for sale. Leia negotiated with Vadar for the purchase of the property thinking that Vadar was the owner. Leia also checked the records at the recording office and, finding no reason to question Vadar’s...

1. List the mortgage approval process from pre-approval through to the deed to the property 2....

1. List the mortgage approval process from pre-approval through to the deed to the property 2. What is the Loan Processor role? Why is it significant to the Home Loan process? Who do they interact with and pass their findings to? 3. What is the Underwriter role? Why is it significant to the Home Loan process? Who do they interact with and pass their findings to? Why are they important to the loan process? 4. Discuss the important pieces of...

People flourish when they are in a state of optimal well-being or flow. When people find...

People flourish when they are in a state of optimal well-being or flow. When people find pleasure at work, they inevitably achieve and maintain excellence in their workplace performance. In fact, if you interview peak performers in any field, you will inevitably discover they gain tremendous pleasure from what they do. What activities are you intrinsically motivated to do that involve using your personal strengths and flow experiences? How could you change your work place behaviors, interactions and activities so...

when property is held in trust; the trust agreement specifies what happens to the property when...

when property is held in trust; the trust agreement specifies what happens to the property when the grantor dies. These actions happen automatically without having to go through the court system. Beneficiaries don’t have to bear the burden of court costs associated with probate. Can you think of any advantages a will may have over a trust

how to tell if an expenditure is being recorded as an asset or if it is...

how to tell if an expenditure is being recorded as an asset or if it is being expensed immediately when looking at a balance sheet.

When you buy a condo or a coop you get a deed. The future value of...

When you buy a condo or a coop you get a deed. The future value of a $1 annuity compounded at 5% annually is greater than the future value of a $1 annuity compounded at 5% semi-annually. Due to statue of frauds all contracts and leases over one month must be in writing True or False please help

the state of being physically constrained

Explain What is being executed in this code. State all changes in values when traversing loops....

Explain What is being executed in this code. State all changes in values when traversing loops. #include <stdio.h> #define NUM_PRODUCTS 2 #define NUM_CATEGORIES 2 #define NUM_DIGITS 2 struct ProductInfo { int prodID; int numberInStock; double unitPrice; }; int main(void) { struct ProductInfo productList[NUM_PRODUCTS] = { {78, 8, 19.95}, {95, 14, 22.98} }; int categoryCount[NUM_CATEGORIES] = { 0 }; int i, j, sum, id, divisors[] = { 10, 1 }; for (i = 0; i < NUM_PRODUCTS; i++) { sum =...

Describe the current state of the mortgage industry. How does it compare to the state of...

Describe the current state of the mortgage industry. How does it compare to the state of the mortgage industry just after the subprime mortgage crisis?

Question