Question

Organize the following list of items into 3 main categories. Then group related ideas under those categories. Finally put all items in logical order. When your outline is complete, rationalize/explain why you chose the ordering you chose.

• Qualifications
• No physical examination or health questions
• Guaranteed acceptance for all applicants
• Hospitalization
• Benefit is $100 a day
• Paid when hospitalization is the result of a motor vehicle or a common carrier accident
• Cash paid in addition to any other insurance carried
• Costs
• Individual coverage is $17.85 per quarter
• Family coverage is $26.85 per quarter
• Amounts to just pennies a day
• Free, no-obligation examination period
• Convenient payment—billed quarterly
• No individual rate increases
• Benefits
• Accidental death on common carrier
• Benefit is $100,000
• Paid in event of accidental death while riding as a fare-paying passenger on public transportation, including buses, trains, jets, ships, trolleys, subways, or any other common carriers
• Accidental death in motor vehicle accident
• Benefit is $20,000
• Paid in event of accidental death occurring while driving or riding in or on an automobile, truck, camper, motor home, or non-motorized bicycle

Answer 1

• Category 1:
  • Qualifications
  • No physical examination or health questions
  • Guaranteed acceptance for all applicants
  • Free, no-obligation examination period

• Category 2:
  • Costs
  • Convenient payment—billed quarterly
  • Individual coverage is $17.85 per quarter
  • Family coverage is $26.85 per quarter
  • Amounts to just pennies a day
  • No individual rate increases

• Category 3:
  • Benefits
  • Hospitalization
  • Benefit is $100 a day
  • Paid when hospitalization is the result of a motor vehicle or a common carrier accident
  • Cash paid in addition to any other insurance carried
  • Accidental death on common carrier
  • Benefit is $100,000
  • Paid in event of accidental death while riding as a fare-paying passenger on public transportation, including buses, trains, jets, ships, trolleys, subways, or any other common carriers
  • Accidental death in motor vehicle accident
  • Benefit is $20,000
  • Paid in event of accidental death occurring while driving or riding in or on an automobile, truck, camper, motor home, or non-motorized bicycle

This grouping has been done considering the basics of insurance which mainly covers:

1. Qualification for taking the insurance and other health check-ups for checking eligibility.
2. The insurance premium or cost which are based on various factors, like: age, health conditions etc.
3. The benefits of taking insurance, like: death benefits, reimbursements to cover cost of medical care etc.

We have taken into consideration, the broad gambit and have grouped them in that manner.