Question

"You play, we pay?" A Matter of Personal Choice

Utah and Nevada, which lie side by side in the west, are similar in climate, levels of income, level of health care delivery, and many other aspects. Yet Utah residents are reported to be among the healthiest in the United States and Nevada residents among the least healthy. At least on the surface, this difference appears to result as a function of a lifestyle choice. Utah is inhabited primarily by the Mormons, who, by religious doctrine, avoid alcohol, Cigarette, and illicit drug use and often live in large, stable families. Alcohol and cigarette consumption are higher in Nevada, and family structure there appears less stable.

Questions

1. In regard to health care benefits, should individuals be made responsible for lifestyle choices? For example, would you favor a risk analysis component for health insurance deductibles? A person who is a heavy smoker or drinker or a divorced adult would pay higher premiums or deductibles in the same way that those with poor driving records pay higher auto insurance rates.
2. What prohibitions would you consider putting in place to curb alcohol, cigarettes, and drug use?
3. What incentives might be considered to promote stable families, as this seems to have a positive impact on health care costs?

Answer 1

1 .Individuals United Nations agency opt for their modes ought to buy the implications of the chosen lifestyle. Though "Obama care" modified the health care policies to incorporate individuals with pre-existing health risks. There are some exceptions. Policymakers will charge additional for smokers and serious drinkers; they'll conjointly create policy premiums supported an individual's age, geographical location, and size of the family.

In this case, though single adults ought to be exempted from higher premiums, smokers and serious drinkers would pay higher premiums. This can be a result of smoking and serious drinking have an off-the-cuff relationship with a number of health conditions like carcinoma and stroke . 2 . Inorder to decrease the substance abuse ,goverment should impose some laws through which they are able to restrict the production,and supply of alchohol,cigerette and drugs.if they have licence ,permission can be given to such manufactures.imprisonment should be given for the people who violate the law.Moreover,strict orders should be provided that narcotics drugs should not give any one without doctors prescription.Thus ,i think restriction of these substance should based on its manufacture,import and transportation.otherthan that rulerbody should apply sin tax on alchohol,drugs and cigerettes so that the production can be decreased to a great extent.when manufacture get decreased availablity of substance will reduce .so,there will be reduction of substance abuse. 3 .