Question

The following questions have you search online for information that is reflective of the United States as a whole. Be sure to explain your answer and briefly cite your source.

4. When can pregnancy and childbirth generally allow you to receive disability insurance?

5. How long does it take for Social Security benefits to start for a disability? What are the criteria for qualifying for these benefits?

6. What is a “rider” when it comes to disability insurance?

7. How long can you typically get disability payments from private income insurance? Explain.

Answer 1

4.While every case is different, typically you will be considered disabled for six weeks after a vaginal delivery or eight weeks after a caesarean section delivery. You are also considered disabled for eight weeks after any delivery if you deliver twins or triplets. (www.standard.com)

5.You should apply for Social Security disability benefits as soon as you become disabled. The application process can take three to five months, according to Social Security, and counts as part of the mandatory waiting period of five months after the onset of your disability.(www.investopedia.com)

6.Most riders are a benefit in addition to the standard death benefit of the contract that is either included as a part of the life insurance policy, or is an additional benefit that the owner of the contract pays for.(www.lifeant.com)

7.Disability income (DI) insurance provides benefits to insureds who are disabled as a result of injury or illness and cannot perform normal work duties. Disability income insurance pays a portion of an insured's income, typically no more than 60%.(www.investopedia.com)