Select one of the following industries: banks, electric utilities, oil and gas, transportation, insurance, and real...

Select one of the following industries: banks, electric utilities, oil and gas, transportation, insurance, and real estate companies. Discuss the financial analysis concepts that are unique to the industry.

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Expert Solution

Ans. :- Banking industry :-

Financial analysis is a vital tool in the banking industry to analyse the performance of the banking company in various divisions as well as for the purpose of security and safeguarding the interest of various stake holders as well as general public at large.
There are various concepts of financial analysis in the banking industry, some of which are discussed as follow:
- Analyzing the NPA[Non performing assets] ratio of a banking company
- Analysis of debt recovery mechanism and effectiveness of the banking company.
- Profitability analysis of the various services & products offered by the bank.
- Analyzing the liquidity maintenance by the banking company.
- Analysis of the investments made by the banks and the return thereon.
- Analysis of the mortgage loans given by the bank and the valuation of the properties mortgaged.
- Analyzing the guarantees provided by the bank and the securities or assurances, based on which, such guarantees are provided.

ekkarill92 answered 1 year ago

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