Copayment in a health insurance plan punishes frequency of health care use regardless of health care...

Copayment in a health insurance plan punishes frequency of health care use regardless of health care cost. True or False and why?

Solutions

Expert Solution

Copayment refers to the initial payments patient makes each time he accesses the health insurance. It is very small amount of total cost of health care.
But it assists to reduce the frequency of health care visit. Usually, policy holders avoid visiting hospital for small or casual illness.

Hence, This is True statement.

Rahul Sunny answered 1 year ago

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