If the U.S. government wanted to institute more control over the country’s health insurance system, what...

If the U.S. government wanted to institute more control over the country’s health insurance system, what are two international models they could look to? What are the features of these models

Expert Solution

The two basic International Healthcare Models are Beveridge Model and Bismarck Model

Beveridge Model

In this health care provided and financed by government through tax payments. Many hospitals and clinics owned by government, some doctors of medicine are government employees, some are private. They collect fees from government.Under this system, most hospitals and clinics are owned by the government; some doctors and health care professionals are government employees, but there are also private institutions that collect their fees from the government. With the government as the single-payer in this health care system, it eliminates competition in the health care market and help to keep the costs low.This socialized medicine model is found in Spain, Scandinavia, New Zealand, Hong Kong.

Bismarck model

It uses an insurance system (sickness funds) usually financed jointly by employers and employees through payroll deduction. Insurance plans cover all and they don't make a profit.The Bismarck model uses an insurance system and is usually financed jointly by employers and employees through payroll deduction. Unlike with the US insurance industry, Bismarck-type health insurance plans do not make a profit and must include all citizens. Doctors and hospitals tend to be private in Bismarck countries. This model is found in Germany, France, Belgium, the Netherlands, Japan, and Switzerland.

Rahul Sunny answered 1 year ago

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