In: Economics
When Dale visits the doctor, Dale does not pay for either the visit or any tests the doctor may order. From this we can infer that Dale must: A. be a member of an HMO. B. Have a medical insurance policy with a deductible. C. have first-dollar medical insurance coverage. D. be under utilizing medical care.
Correct option is (C).
A first-dollar medical insurance coverage provides full coverage for all expenses, therefore a patient under such insurance coverage does not need to pay for doctor's visit or medical tests.