Question

In: Finance

3. Mary goes to the doctor and pays for her visit. When she gets home, she...

3. Mary goes to the doctor and pays for her visit. When she gets home, she must fill out a form and submit it to the insurance company so she can be reimbursed. What type of insurance does she most likely have?

A. HMO
B. POS
C. Indemnity

D. The Blues

Solutions

Expert Solution

C.indemnity plan.

It is in the indemnity plan that the insured will be able to visit a doctor of his choice, undergo treatment and then submit an application to the insurance company to reimburse his expenses.

Under HMO the payment is usually made on a prepaid basis.

Under POS and blues one needs to visit the network physician.


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