Question

Eliminating contingent workers will cost the healthcare industry billions of dollars, and some of this burden will fall on privately insured patients as well as government insurance programs. Is it more important to have full-time salaried employees earning living wages with health insurance and pension benefit, or it is more important to keep health cost reasonable for patients? What is your view?

Answer 1

The health insurance in te united states in any program that may helps the pay for medical expenses , whether through privately purchased insurance , social insurance or a social welfare program founded by the government . In additionto the medical expenses insurance , ''health insurance'' may also refer to the insurance that covering disability or long term nursing or custodial care.

The term health insurance is used to describe any form of insurance that providing protection against the costs of medical services . This includes both the private insurance program and social insurance programs such as Medicare , which pools resources and spread the financial risk associated with major medical expenses across the entire population to protect everyone , as well as the social welfare programs like Medicaid and the childrren's Health Insurance Program , which both provide assistance to people who cannot afford health coverge.

As an employee when we find to get a job we , most often focus on finding that job which pay the most and some additional benfits such as health insurance and retired pansion and all that , But unless the difference in pay is significant , that more pay job does not always determine the best job offer , When choosing between offers , it is important to consider the entire package ;- salary , medical and dental benefits , insurance coverage and especially retirements plan under which an employee would be covrered .

suppose that their is potential employer a offers a 40 k plan and their ios potential empoyer B offers a defined benefit plan , then i think employer B is often the better choice,

With a defined benefit plan , we planbenefits and are not affected by market performance . Instead , teh investment riska are borne by our employer , and unable to fund the plan , our pension is gauranteed ..Some are thought that by nature   , defined benefits plan are risky given the probability of teh employer being unable to fund the plan however , these such plans are protected by the pension benefits Guaranty corporation and while the benefits may be reduced , we are guaranted to recieve a minimun percentage of our promised benefits.