• Describe strategies to minimize global water footprints.

Betsy Birdsong, an interior designer, has made plans to definitely retire in three years. She has begun to downsize her business and is moving out of the 2,000 square foot commercial condominium she owns in a prestigious business park. Betsy does not wish to sell at this time, so she has decided to offer the condominium as a lease-purchase option. While she hasn't decided on a purchase price, she is adamant about the lease term:   a three-year lease with a two-year option (for the first two years only).  

What is your opinion as to why she would require such a lease term?

Calculate the expected standard deviation on stock:

1. The annual returns of three stocks for the past seven years are given in the following table:

1. Determine the average return and the standard deviation of returns for each stock. Which stock has the highest expected return and which one has the highest risk?
2. Determine the correlation coefficient and the covariance between each pair of stocks.

Create your own facility name, background, and information about what type of healthcare facility it is. Give a brief description of your facility, including information about its history, its current financial situation, and whether it is for-profit or nonprofit.

Part two of the assignment for this unit is to outline the budget information for your facility for 2018. Include the revenues, costs, and profits (or losses). With this information, present a budget and actual results for the facility with the difference in dollar-terms and percentages based on the actual numbers. Explain the relationships of these. Based on this information, calculate and interpret the revenue, cost, and profit variances for the facility. You are creating this facility, so the budget information is up to you. For instance, if you want to concentrate on turning operations around in a struggling facility, that facility might face losses in its 2018 budget.

Part three of the assignment for this unit is to research the topics listed at the top of this assignment for the final research paper, list three of the five sources that you will use in your research paper, and give a brief description (e.g., two or three sentences) of each source. At least two of these must come from the CSU Online Library.

Your new baby was born yesterday. To save for her education, you decide to invest in a 529 plan and will make QUARTERLY contributions until your child enters the great UNLV when she turns 18. That is, you will save for the next 17 years (Or should it be 18 years? Think about it), and the contribution will be made at the END of each quarter. You expect that the 529 plan will return 8.5% per year with quarterly compounding. The current in-state cost (tuition and other expenses, if living with parents) for UNLV is about $18,086 per year, and you expect your child to spend 4 years in college. You expect this cost to go up 4% per year until your child finishes college.

1. How much will you need to save per quarter so that your child will have enough funding for college? (Assume: Tuition payments are made ONCE per year at the BEGINNING of the year. Your 529 plan remains invested until your child finishes college.)

2. Construct a one-way data table to perform a what-if analysis by varying the annual investment return between 5% to 12%, with one-percentage-point increment. That is, how much you need to save each quarter to reach your goal if the investment return varies between 5% and 12%.

This budgeting project is to provide you with experience in developing a budget.

This budget should be two pages long, with the first page a printout of the budget using Excel software (or other spreadsheet software) and should include a 12 month budget. The second page should provide a description of the budget items included on the first page with a discussion of your goals and how you intend to allocate your salary.

Imagine yourself at some point in the not-so-distant future when you are starting your career. Search for entry-level jobs that you will be interested in and provide a brief summary of the job, the location (city/state) where the job is and the salary you will be earning from the description (use the average salary for positions if you do not see a salary included with your identified job). Based on that information, create a monthly budget for 12 months (1 year). For this budget, you may assume that taxes (income, federal, ss, etc) total 20% of your salary. While this may differ in reality, I want you to think of your financial goals and include them in your budget.

Based on your intended job identify your intended future list your expenses (rent, car, loans, debt, etc) and fund each one from your salary. You may have to do some additional research to determine the recommendations for how much of your budget should go to rent, car, etc. If it is not reasonable you will lose points.

Include a final column at the end of your budget with a percentage of how much of your budget is composed by each item that you have identified.

Include a short discussion on page 2 regarding your goals and how effective you will be at meeting them and what you learned from this project.

How would we know the bond is Convertible, Vanilla Bond and Callable bond? If we have to choose one bond which would be the most suitable for you?

1. What were the responsibilities of the mortgage brokers to borrowers? To lenders? To investors? How well did they fulfill their responsibilities? Why?
   
2. Did some subprime lenders behave unethically? If so, how? Whose interests did the subprime lenders have a responsibility to represent? Did they adequately represent those interests?
   
3. What could be done to prevent future blowups like the one that occurred in the subprime market 100 word minimum

Suppose you are interested in investing in shares of Samsung Electronics of Korea, which is a world leader in mobile phones, TVs, and home appliances. But before you make an investment decision, you would like to learn about the company. Visit the website of Yahoo (finance.yahoo.com) and collect information about Samsung Electronics, including the recent stock price history and analysts’ views of the company. Discuss what you learned about the company. Also discuss how the instantaneous access to information via Internet would affect the nature and workings of financial markets.

QUESTION13

he required return is 8.9​% APY​ (EAR). You expect the following cash flows to be received in the years​ indicaed:  negative 1680 ​today, 1950 in year 1​, negative 841 in year 3​, and 1027 in year 4. What is the combined present value of all of these cash​ flows, that​ is, what is their net present​ value? ​ (Rounded to the nearest 10​ cents.) nothing What is their combined value at time 3​? ​ (Rounded to the nearest 10​ cents.) nothing What is their combined value 47 months from​ today? ​ (Rounded to the nearest 10​ cents.)

Then respond to the following: The Federal Reserve lowers interest rates in the economy to increase economic activity. Using the capital budget decision tools, discuss how decreasing interest rates can cause firms to make more investments

1) A bank with a leverage ratio of 15 has a cost of debt of 2%pa and a portfolio of assets with an expected yield of 4%pa. What are the expected ROA net of debt funding costs and the expected ROE of the bank, using the approach to defining leverage taken in the lecture slides? Show your workings.

2) What will the ROA and ROE actually be if the yield on assets turns out to be 3%? Show your workings. (1 mark)

3) What will the ROA and ROE actually be if the yield on assets turns out to be 1%? Show your workings.

4) What is the unweighted bank’s capital (or E/A) ratio (i) for a leverage ratio of 20 and (ii) for a leverage ratio of 30? Show your workings. (1 mark)

5) Redo the above calculations in parts 1) and 3) for a leverage ratio of 25. What affect does the higher leverage ratio have on your answers? Show your workings.

6) What is the relationship between a bank’s capital ratio and the risks and returns faced by (i) its shareholders and (ii) its creditors? Explain your answers.