Question

HCM 113 HEALTH POLICY

In 400 words, discuss what strategies does MOH follow to overcome the challenges facing the Saudi health system regarding health insurance.

Answer 1

Health insurance in Saudi Arabia

Funding healthcare services administrations is a focal challenge faced by the MOH. Since the aggregate consumption on general wellbeing administrations originates from the legislature and the administrations are complimentary, this prompt impressive cost weight on the administration, especially in perspective of the quick development in the populace, the high cost of new innovation and the developing mindfulness about wellbeing and malady among the group. To meet the developing populace requests for medicinal services and to guarantee the nature of administrations gave, the Council for Cooperative Health Insurance was built up by the legislature in 1999. The principle part of this Council is to present, control and regulate a medical coverage methodology for the Saudi medicinal services advertise.

The execution of an agreeable medical coverage conspire was arranged more than 3 phases. In the main stage, the helpful medical coverage was connected for non-Saudis and Saudis in the private segment, in which their bosses need to pay for wellbeing spread expenses. In the second stage, the helpful medical coverage is to be connected for Saudis and non-Saudis working in the administration area. The legislature will pay the agreeable medical coverage costs for this class of worker. In the last stage, the helpful medical coverage will be connected to different gatherings, for example, pioneers. Just the main stage has been actualized to date, with the agreeable medical coverage being executed step by step in a 3-stage program to workers of the private division and their dependants. The primary stage secured organizations with at least 500 representatives, while the second stage connected to managers with more than 100 specialists. The third stage included representatives of all organizations in Saudi Arabia and additionally household specialists. The administration is currently working deliberately to apply the rest of the 2 phases—for representatives in the administration area and for pioneers—before they privatize the state-claimed social insurance offices. No data is accessible yet with respect to the helpful medical coverage plot for the number of inhabitants in Saudi Arabia other than representatives and ostracizes.

While the market for agreeable medical coverage in Saudi Arabia began with just 1 organization in 2004, it right now includes around 25 organizations. The presentation of the plan is proposed to diminish the monetary weight on Saudi Arabia because of the expenses related with giving wellbeing administrations gratis. It will likewise give individuals greater chance to pick the wellbeing administrations they require. The genuine test for approach producers in Saudi Arabia is to present a far reaching, reasonable, and moderate administration for the entire populace. Plainly lessons can be gained from the encounters of different nations, including the preferences and inconveniences of various plans.