Question

Discuss the differences in primary, secondary and supplemental insurance coverage. The minimum word count is 150 words each.

Answer 1

Primary insurance covrage:
Primary insurance coveage is a patment of the claim. It includes insurance plans included for primary emergency care that insurance company pay you first and has coverage limits. Medicare pays second after the primary insurance payment. Out of pocket costs included in this primary insurance coverage for any deductible, copayment, and cost for covered service . If beneficiaries have other insurance as primary insurance status and it is not paying first medicare make additional payment and cover the payment from primary insurance payment later. Primary insurance coverage under some situations includes a group of health plans like end-stage renal disease situations.
Secondary insurance coverage:
It should be purchased separately from the medical plan. it covers the care and service when primary insurance does not cover that, it includes vision, dental, injury care. It helps with out of pocket payment costs when you seriously ill. In disability secondary insurance benefits from long term illness and it pays sum to a beneficiary in the event of your health. It covers a certain type of cancer cost coverage, it also covers when the medicare coverage does not help with additional plans.
Supplemental health insurance:
These plans cover essential medical coverage and provides additional medical coverage when primary and secondary coverage not covered In the health insurance plan deductibles, copays, and coinsurance. There are many supplemental insurance plans like dental insurance for adults, disabilities, long term care insurance, critical illness, vision insurance, travel insurance, short term insurance coverage, and Medicare and Medicaid supplemental plans. some supplemental plans include disease-specific insurance like cancer, accidental death, Medicaid gap, etc. when you include spouses be sure to check the coverage for your spouse possible with coordination of benefits in existing plans. Consider health risk factors, saving, affordability when you buy these plans. employers benefits with these plans. much private insurance provide this plan for your choice.