On November 12, Drowner filed for relief under the provisions of
Chapter 7 of the Bankruptcy Code. Prior to filing, Drowner advised
his attorney that he had engaged in the following activities and
transactions. On June 1, he paid the equivalent of three mortgage
payments on his home to Fidelity Funding. On August 15, his prior
landlord seized $4,100 from his bank account to satisfy a three
year old judgment for rent. On November 1, he (Drowner) paid off
his...