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Ann obtains a fully amortizing 30 year Fixed Rate Mortgage with monthly payments for $4,500,000 at...

Ann obtains a fully amortizing 30 year Fixed Rate Mortgage with monthly payments for $4,500,000 at 4.38%. What percent of Ann’s 20th payment goes to interest?

If Ann obtains a fully amortizing 30 year Fixed Rate Mortgage with monthly payments for $4,500,000 at 4.38%. What percent of Ann’s 20th payment goes to principal?v

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Ann obtains a fully amortizing 30 year Fixed Rate Mortgage with monthly payments for $1,250,000 at 4.38%. What will be Ann’s mortgage balance after 20 years of payments (i.e. after 240 months)? Ann obtains a fully amortizing 30-year Fixed Rate Mortgage with monthly payments for $1,250,000 at 4.38%. What fraction of Ann’s 40th payment goes to interest? Solutions with financial calculation and excel please.
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Ann is looking for a fully amortizing 30 year Fixed Rate Mortgage with monthly payments for $4,500,000. Mortgage A has a 4.38% interest rate and requires Ann to pay 1.5 points upfront. Mortgage B has a 6% interest rate and requires Ann to pay zero fees upfront. Assuming Ann makes payments for 2 years before she sells the house and pays the bank the the bank the balance, which mortgage has the lowest cost of borrowing (lowest annualized IRR)
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