Question

The Affordable Health Care Act was designed to address several deficiencies in the delivery of health care in the U.S. Please explain how the Affordable Care Act addresses:

1. The availability of health insurance outside of employment

2. Dependent children of insured families

3. Financing the insurance subsidies embedded in this program

Answer 1

Im sory i cannot understand your question fully..and i bothered you...i answer your 3 questions without hilighting the sub parts.... I wil not let you disappointed and i say you sory agian dear student...i will try my best to anser your sub parts and i hope you will like..

Q1 answer) Affordable Care Act (ACA) expands access to health insurance in the United States, and, to date, an estimated 20 million previously uninsured individuals have gained coverage. Understanding the law’s impact on coverage, access, utilization, and health outcomes, especially among low-income populations, is critical to informing ongoing debates about its effectiveness and implementation. Early findings indicate that there have been significant reductions in the rate of uninsurance among the poor and among those who live in Medicaid expansion states. In addition, the law has been associated with increased health care access, affordability, and use of preventive and outpatient services among low-income populations, though impacts on inpatient utilization and health outcomes have been less conclusive.
Although these early findings are generally consistent with past coverage expansions, continued monitoring of these domains is essential to understand the long-term impact of the law for underserved populations.

2)answer: Affordable Care Act mandates that all health insurance carriers in every state that offer coverage to both adults and their dependents must allow dependents to remain on their parents or guardians’ “family” plans until the dependents are 26 years old.
The issued regulations state that young adults are eligible for this coverage regardless of any, or a combination of any, of the following factors: financial dependency, residency of the young adult, student status, employment status, or marital status. This applies to all plans in the individual market and to almost all employer plans (small group, large group, including self-funded or so-called ERISA plans. created after March 23, 2010.

SEC. 2714. EXTENSION OF DEPENDENT COVERAGE.
(a) In genral: A group health plan and a health insurance issuer offering group or individual health insurance coverage that provides dependent coverage of children shall continue to make such coverage available for an adult child until the child turns 26 years of age. Nothing in this section shall require a health plan or a health insurance issuer described in the preceding sentence to make coverage available for a child of a child receiving dependent coverage. [As revised by section 2301(b) of HCERA.
(b) Regulations: The Secretary shall promulgate regulations to define the dependents to which coverage shall be made available under subsection (a).
(c) Rule of construction:Nothing in this section shall be construed to modify the definition of ‘dependent’ as used in the Internal Revenue Code of 1986 with respect to the tax treatment of the cost of coverage.”

Q3)answer
The new health care law will provide around $1 trillion in subsidies to low- and middle-income Americans over the next decade to help them pay for health insurance. But the question is ..where will the money come from to pay for subsidies like these?liberal comedian Bill Maher called the Affordable Care Act a "Robin Hood" plan. "It does take from the rich to make better the poor he said.You can certainly make a case for that, says economist Joseph Antos of the American Enterprise Institute. "In a general sense, the rich of course subsidize the poor. The rich pay more income taxes he says so, yes, absolutely, that's how subsidies are supposed to work.