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You are buying a house and trying to decide how to structure the loan. You can...

You are buying a house and trying to decide how to structure the loan. You can borrow $120,000 at a 4.5% rate for 30 years with monthly payments, or you can borrow $120,000 at a 3.75% rate for 20 years with monthly payments. What should you consider when making this decision?

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