Question

1. Describe how Trustev’s authentication method differs from other authentication methods.

1. What are potential disadvantages with trustev’s authentication method?

Answer 1

Answer: Trustev's authentication system is a technology which offers completely modern approach fraud prevention through real time online identity verification. Generally in all other authentication methods, only validation is payment method. But in this authentication system, it validates not only the payment method but also the individual who is doing the transaction. This system gives real time decisions which are very fast compared to other authentication systems. This system uses artificial intelligence in order to determine whether the transaction is authenticated or not, whereas remaining authentication systems doesn't use. Trustev's authentication system validates customer identifies in real time by using so many things such as deep location, email verification, device ID, social fingerprinting, proxy/VPN piercing, site velocity & behavior, browser ID and mobile location. By combining all this data, it arrives at score of 1-100. This score determines whether to allow the transaction or not. In remaining authentication systems, validation can be determined based on one or two parameters.

Disadvantages:

As I mentioned above that this system uses machine learning, while using machine learning, we need massive data sets in order to train the system and that too data sets should be of good quality. This is the only potential disadvantage with this system.