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Tony Smith is listed as the named insured on an auto policy with 25/50/15 limits. He...

Tony Smith is listed as the named insured on an auto policy with 25/50/15 limits. He is involved in a car accident where he runs a red light and hits another vehicle. The other driver, Sam, claims that he has neck and back injuries from this accident.

You have been assigned this claim. What steps would you take to investigate this claim? what steps would you take to determine coverage? Determine liability?

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