Question

Which of the following deed types protects the buyer from encumbrances that arose only during the time at which the current grantor held title?

		Quitclaim deed
		All of the above provide the same level of protection
		Special warranty deed
		General warranty deed

Answer 1

As the question is asked about the different deeds,so first of all we must understand the different deeds so that we can give proper answer to this.

Quit Claim Deed: It is a document used to transfer interest in real property. The one who transfers interest of his property is called grantor and the one who recives the interest only after the deed is completely and properly excecuted through grantor is called the grantee.

Special Warranty Deed: This deed is to real estate where seller of the property who is called the Grantor,warrants only againts anything that occured during their physical ownership. The Grantor shal not be responsible againts any defect in clear title that existed before they took possesion of property.

General warranty deed: In this document, the grantor is responsible for for breach of any warranty and guarantee ,even if the breach is occured without his/her knowledge and also during the period when grantor did not own the property.

It is the document that provides greatest amount of protection to the grantee. In this owner pledges or warrants that the owner owns the property free and clear of any outstanding liens,mortgages or other encumbrances againts it.

So after reading all these deeds,we can say that special warranty deed and general warranty deed protects buyer from encumbrances that arose only during the time at which the current grantor held title.