Question

1 Third Party Payment for health care is provided by the

1. Patient
2. Physician
3. Pharmaceutical Companies
4. Health Insurance Companies

2 Which of the following is NOT one of the nine major factors contributing to high costs of health care

1. Third-party payment
2. Imperfect market
3. Lack of growth in technology
4. Increase in elderly population

3 A Premium in Health Insurance

1. Is part of the deductible
2. Is part of the co-payment
3. Is the amount charged by the insurer to insure against specific risks
4. Is the same on every policy

4 A Do Not Resuscitate (DNR) order refers to

1. An advance directive not to administer CPR or medication to a patient who has stopped breathing or has no heart beat
2. Medicare and Medicaid patients only
3. Is part of the Death with Dignity Law
4. Inserting breathing and feeding tubes in emergency situations

5 Cost Sharing

1. Shifts a greater proportion of costs to the employer
2. Rations needed health care
3. Shifts a greater proportion of costs to the provider
4. Controls overutilization

6 A Health Care Managed Care Organization (MCO)

1. Will limit the patients choice of physicians
2. Will limit the providers control over services
3. Involves cost sharing with the patient
4. All of the Above

7 A Basic Component of a Health Services Delivery System is

1. Financing
2. Insurance
3. Delivery
4. All of the Above

8 The ability for an individual to pay for their own health insurance is considered

1. Social Justice
2. A Determinant of Health
3. A form of insurance
4. Market Justice

9 To qualify for a Market Place Catastrophic Plan one must

1. Have No Pre-existing Condition
2. Not be on any form of Medication
3. Be under 30 years of age
4. All of the Above

                                                                                                                    

10 A factor in the growth of Outpatient Care in the U.S. is

1. Technological Factors
2. Smaller Hospitals
3. A lower percentage of illness in the U.S.
4. Reduced work force in hospital settings

11 Medical conditions that do not require the resources of an emergency services is termed

1. Urgent Conditions
2. Heart Attack
3. Non-urgent Conditions
4. Outpatient Care

Answer 1

Third-Party Payment for health care is provided by the Health Insurance Companies.

An imperfect market is NOT one of the nine major factors contributing to high costs of health care

A Premium in Health Insurance is the amount charged by the insurer to insure against specific risks

A do-not-resuscitate (DNR) order refers to an advance directive not to administer CPR or medication to a patient who has stopped breathing or has no heartbeat

Cost Sharing controls overutilization

All of the above

All of the above (financing, insurance, delivery, and payment)

The ability for an individual to pay for their own health insurance is considered Market Justice

To qualify for a Market Place Catastrophic Plan one must be under 30 years of age

A factor in the growth of Outpatient Care in the U.S. is Technological Factors

Medical conditions that do not require the resources of emergency services is termed Non-urgent Conditions