Question

create an survey report on Financial Management or Public Health Situation

•Background of the Study

•Problem

•Related Literature

•Discussion of Results and Findings

•Conclusions and Recommendations

Answer 1

Background of study: This paper deals with the study of impact of merger and acquisition on the performance of banks which are being functionally viable in the Indian context. The project aims at how banks in Indian scenario plans merger and acquisition for their growth and expansion purposes in order to gain high sustainable growth and competitive advantages over its competitors.

Problem: The study was to establish the effect of mergers and acquisitions on financial performance banks.To examine the implication of mergers and acquisitions on profitability of companies.

Literature Review:

HDFC bank acquired Centurian Bank in May 2008: The main motive was to induce economies of scale, opportunities and management information measure. There was potential synergies and cultural match between 2 organizations so as to induce competitive advantage. The profit derived was they get potential operational natural process and economies of scale to try to to business.

Bank of Baroda Acquires South Gujarat Local Area Bank Ltd, 2004

In June 2004 And ICICI Bank Ltd. Acquires Bank of Madura ltd in march 01 to try to to growth of their business in India. the opposite motive behind merger was for bank of Baroda to protest against forced deal that was grievance at government of India. therefore, the conclusion of this text was merger should have a goal like minimization of technological connected expenditure, branch growth, risk minimization for business and it ought to take right call for brief term goal like strategic alliances, outsourcing etc and for long run goal it ought to set correct designing like strategic designing correct company governance and strategic alliances in order that bank consolidation is often well achieved.

Analysis and Discussion: We have analyzed the performance of banks which had undergone the merger and acquisition activities since post liberalization period in India. In this paper the effectiveness of merger and acquisition, their consistencies in operation, benefits derived along with synergy getting from the merger has been observed logically.

Findings:Some banks have high operating margin after merger and some have lower operating margin after merger it depends upon how they control their corporate body and operational activities.liquidity analysis of select scheduled commercial banks in India during the period of pre and post mergers and acquisition from 1991-2000 to 2010-2011. The current ratio of select commercial banks shows the fluctuating trend during the study period.Banks goes merger and acquisition for loan portfolio enhancement and capacity building for more fund gathering and business expansion.

            Conclusion and Recommendation

A robust banking sector running below an green regulatory framework can become a boon to a huge phase of smaller but vital clients that have an immediate bearing on the financial environment via their participation in economic sports; certainly these tendencies highlight, more than ever before, the importance and relevance of banking for the uncovered population; however, a good way to acquire this goal, there are numerous challenges specially bearing on to an integrated and coherent coverage method.

The deposit base, common operating funds and internet profit (in absolute fee phrases) have increased drastically after the merger depicting business parameter modifications pre - and submit - merger)). The strong and low fee nature of deposits makes them the maximum sought after supply of funds by the banks. regarded from this perspective the acquiring business banks have benefited from the mergers