Suppose that the first national bank currently holds a total of
45 million dollars in deposits from over 120,000 clients. At the
same time, the total amount of loans people owe the bank is 18
million dollars, and the bank cannot legally issue more loans
without attracting additional deposits. Assume that the bank
currently has 3 million dollars in cash and 2 million dollars worth
of securities invested in the financial market. The bank also owns
some physical assets, such...