Which of the following losses is not covered under the personal auto policy? Select one: a....

Which of the following losses is not covered under the personal auto policy? Select one: a. liability for injuries to a pedestrian caused by the negligence of the insured driver b. physical damage to the personal property in the car of the insured driver who is negligent c. bodily injury losses caused to the insured by a driver without liability insurance d. theft of the insured vehicle

The standard HO-3 policy will NOT cover which of the following losses?
Select one:
a. personal property damage due to earthquake,
b. an attached greenhouse damaged by hurricane
c. $500 silverware destroyed in a fire,
d. a $1,000 necklace stolen when traveling in Mexico

Expert Solution

b.physical damage to the personal property in the car of the insured driver who is negligent.

The physical damage to the personal property in the car of the insured driver who is negligent.

It would cover,

Liabilities for injuries to a pedestrian caused by the negligence of insured driver.

Bodily injuries caused to the insured by a driver without liability insurance.

Theft of the insured vehicle.

second question;

d. a $1000 necklace stolen when travelling in Mexico.

HO -3 is home owners insurance policy,it would not be covering any losses incurred while travelling.

It would cover

personal property damage due to earthquake

attached greenhouse damaged by hurricane.

Fire perils are covered by HO 3 policy.

ekkarill92 answered 2 years ago

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