Question

Answer this in as much detail as possible.

Just say in USA the government decided to have universal healthcare for all. They did this by funding the entire cost of healthcare and health insurance in a universal healthcare system similar to the NHS of England. Discuss the role of federal, state, and local governments (is the government providing it or are they just regulating)? Also discuss about the role of insurance companies (are they going to exist as 3^rd party payer or not have a impact at all)? Discuss the role of employers if US implemented a UK NHS healthcare system that gave everyone universal healthcare?

Answer 1

Three-level of government responsible for universal health care. State, local, and federal governments that contribute their own funding. State government responsible for regulating private hospitals, local pharmacies, and health care workforces. state and local government involved in traditional public health, health monitoring and disease control, financing and deliver Medicaid system. state and local governments play an important role in the health system. federal government regulating activity service-oriented program and its financing personal health service through medicare and Medicaid program, power to tax including general welfare. local government play a role in in charge for community health and preventive health programs. state government working under federal government. The US does not have universal health insurance coverage. many of them were insured.Medicaid and medicare ensure universal rights to health care for people aged 65 and older. fee for service provides hospitals insurance and medical insurance.
Medicaid programs by federal government funding provide health services for low-income people. Health insurance reduces the cost at an affordable amount. it typically works for consumers for paying a premium to the health insurance company. health insurance helping people to stay healthy and improve health when they sick. it has many functions through insurance. it provides financial protection and provides broad access for prescription drug coverage. affordable care act encourage insurance in consumers' plans in lower rate by increasing negotiating coverage. it ensure quality care for medical advantage plans. it open gateway for wealthy life as a third party paying for providers for health care service.
US health care can not afford to universal coverage and uninsured. coordinate fincinaing system make the cost down that provide affordable way. medical professional cooperative managed care has more powers and marked broad health insurance as a single-payer financed by tax revenue. in US employers unable to hold a major cost in medical service. copayment increased inequalities, increase barriers to health care access, can not able to achieve the goals. US employer moving towards large group insurance to an individual by voluntary policies, as trusted health insurance that has cost affordability, quality and improve the health status.