Question

Identify the appropriate purpose of use for an aircraft insurance policy to cover each of the following operations:

A private aircraft used for personal recreation and personal business travel

An aircraft used exclusively for flight training

A corporate business jet

Aircraft used by an air cargo company, such as FedEx or UPS

Aircraft used by a full-service FBO offering flight training, aircraft rental, and charter

Aircraft engaged in weather research flights in extreme weather conditions such as fully-developed thunderstorms and high-altitude wind shear

Answer 1

1. A private aircraft for personal recreational use and personal business travel

This can be used for the flying for personal causes having a direct relation with the concerned business activities. But this cannot be treated as personal if some charges are taken by the pilot.

2. An Aircraft used exclusively for flight training

This will fall under limited commercials. This will not be used for carrying any passengers of shipment for hire. This will be under the category of business or flight instruction or pleasure.

3. A corporate business jet

This will be under the head of industrial aid. This can consist of business or leisure related activities which are primarily done for the business or corporate operations as this kind of flight will help the business

4. Aircraft used by an air cargo company, such as FedEx or UPS

There will be no permission for renal and flight instructions and it can be used to carry both the shipment and passengers.

5. A full-service FBO offering flight training, aircraft rental, and charter

This will be under the head of full commercial. All the elements will be permitted apart from the high-risk activities

6. Aircraft engaged in weather research flights in extreme weather conditions such as fully-developed thunderstorms and high-altitude wind shear

Special use. This would cover any operations that are believed to have a higher risk. This can be seen as special cases. Any sort of operation which is expected to have high risk will be included in it.