Question

Respond to the following prompts below in a paragraph or two.

1. Rich people consume more health services than people who are not rich. Explain two hypotheses that might explaiin how this leads to health disparities between the two groups.

2. Compare and contrast natural experiments and randomized experiments.

3. A national health insurance proposal is passed that provides comprehensive health insurance to everyone. How would this affect the markets for health care in the short run?

Answer 1

1. A particular type of health difference that is closely linked with social,economical or environmental disadvantage . Health disparities adversely affect groups of people who have systematically experienced greater obstacles to health based on their socioeconomic status ,relireligion,ethnic group,racial,gender,etc....'Remanant ' and ' Recruitment' hypotheses are two hypotheses that Meich present in the reading " Formation of socioeconomic Health Disparity ".

Remenant hypotheses describes the current low class users are the same people who did it back in the day when everyone did it.

Recruitment hypotheses describes the low class people who are using now are new users.

2. Experiment can be called as a controlled method of investigating casual relationships among variables.

• The assignment of subjects by chance, rather than by choice, to control group is what we call randomization.
• Natural experiment is an empirical study in which some processes out of the control of experiment has assigned subjects to control group in a random way or nearly random way.
• A natural experiment is expensive ,while a randomized experiment is cheap.
• Natural experiments are not influenced by omitted variables, randomized experiments contain omitted variables.
• Natural experiments uses existing variations ,while randomized experiments generates variation.

3. Health care financing, in its broad sense ,deals with financing, insurance and payment . The key impact of financing on healthcare delivery system involves determining the access to health care services. Insurance is a system or service that essentially protects the insured against risk. The type of health insurance options are group insurance, self insurance, individual private insurance, MCOs.

Financing also influences supply- side factors such as how much health care is produced. Financing eventually affects the total health care expenditure incurred by a health delivery system. An amount is paid as premiums for the insurance policy. Covered services are thus provide by the health care plans.