Why do you think health insurance in America is as complicated as it is?

Expert Solution

Yes, health insurance in the United States of America is complicated. It is because the insurance sector is regulated at the state level. The insurance companies are required to license their companies in each state by putting up their assets in the state and follow the rules and rates approved by the department concerned in that particular state. Also, every state has a different set of laws that makes the insurance further complicated as the companies have to adjudicate claims as per the laws.

keosha answered 2 years ago

Do you think it is easy to purchase health insurance and do you think the cost...

Do you think it is easy to purchase health insurance and do you think the cost is too high for some lower income families?

Why do you think that pricing is considered as one of the most complicated areas encountered...

Why do you think that pricing is considered as one of the most complicated areas encountered by international marketers? Compare between skimming and penetration pricing strategies in international marketing. List the factors which lead to price escalation in international markets. Support your answer with related examples

1, Why is insurance so complicated in the U.S.? What are your recommendations to improve health...

1, Why is insurance so complicated in the U.S.? What are your recommendations to improve health care insurance? 2. Describe how an insurance policy creates incentives for some medical services and disincentives for others. 3. Discuss the means that HMOs and MCOs use to contain costs. 4. How will the new insurance exchanges being dictated by health care reform affect the consumer's ability to purchase affordable insurance?

do you see bureaucracy in America today as efficient or inefficient? Why? What do you think...

do you see bureaucracy in America today as efficient or inefficient? Why? What do you think the government can do to improve public service delivery

Why do you think the topic of Early Human migration to America is controversial for archaeologists?

What do you think are sources of economic growth in Europe and North America? Why does...

What do you think are sources of economic growth in Europe and North America? Why does convergence occur among OECD countries rather than all around the world?

Do you think it is possible for a person to benefit from having health insurance coverage...

Do you think it is possible for a person to benefit from having health insurance coverage if the premiums paid exceed the cost of the medical care received? If yes/no, please explain why. Discuss whether it is possible for an insurance company to benefit if the medical care it provides costs more than the premiums paid in by the consumers of medical insurance.

Describe why you think access to health care (i.e., insurance coverage) is a social determinant of...

Describe why you think access to health care (i.e., insurance coverage) is a social determinant of health. Provide at least one concrete example.

how are health and illness understood by anthropologists? Why do you think is it important to...

how are health and illness understood by anthropologists? Why do you think is it important to incorporate the evolutionary perspective when attempting to solve some of the more complex public health problems in the United States?

In your opinion, do you think that the Affordable Care Act has had a positive or a negative effect on health insurance coverage? Why?

In your opinion, do you think that the Affordable Care Act has had a positive or a negative effect on health insurance coverage? Why?Please provide a 250 word response. This is a discussion question for my Healthcare Economics class. Thanks in advance.

Question