In: Nursing
Provider Organization:
Health Maintenance Organization:
In the US HMO(Health Maintenance Organization) is a
medical insurance group that provides health services for a fixed
annual fee..This organization provides managed care for health
insurance,self-funded health care benefits plans,individuals and
other entities...HMO require members to select a primary care
physician(PCP)..Doctors are gatekeepers for this,it also manage
care through utilization review..It means they monitor doctors and
their services..HMOs provide preventive care for a patients for a
lower copayment or for free..HMO organization providing equal
access to health care services in exchange for members with in a
covered network of providers who have pre-negotiated for lower cost
services..it provides quality of care for the patients..
HMO responding in that way inorder to meet high
standards and join the network,to maintain excellent care
ratings..So they can satisfy the customers..in many ways HMO
supports preventative wellness care..Expensive medical claims are
controlled by an HMO approval process before they take place it
protects consumers from fraud..In health care market traditional
fee-for-services health care plans remains steady for the last 2
decades..The US department of labor advises fee-for-service plans
provide 96% of health care plans..it provides employee benefit
plans,health insurance and maintaining quality of care for
customers..HMO responding in a good way for the consumers for all
the health plans and quality of care..
American health care system would surely work better
and effectively if all physicians responded to new evidence on what
kinds of care work better as soon as that evidence is
definitive..Physician response to evidence would be and effective
way to control cost with lot of support..employee role with more
effective care in the health care system to control the cost and
improved outcomes..The underlying fragmentation of health care
system providers do not have the payment support they need to
communicate and work together effectively to improve patient
care..Reforming health care delivery system is must to improve the
quality and value of care to address escalting costs,poor quality
and increasing numbers of americans without health insurance
coverage..