Answer True or False. 1. All annuity contracts have a feature that protects the annuitant from...

Answer True or False.

1. All annuity contracts have a feature that protects the annuitant from inflation.

2.If you are concerned with the risk of outliving your financial resources, then you might consider purchasing an immediate annuity at least in an amount sufficient to cover your basic living expenses.

3.A 401(K) plan is a good substitute for a life insurance policy.

Thank you!

Expert Solution

1. False, All annuity contract are not having a feature to protect the annuitant from inflation. It will onle be depend on the inflation rate and at rate of return from investment in annuaity.rue, Inflation rate may be fluctuate but if, annuitant take a annuity plan then rate of return fixed at the time of buying the same will be provided during the tenure.

2. True, Annuity means a sum of money paid to someone each year for surviaval or whatever. If some body is concern with the risk of outliving the finacial resources, he will take a investment plan which will give highest return to fullfilled the future outliving expense.

3. False, the prime objective Life insurancy policy is to risk covered and in some of the plan, investment oportunity also provided. However, main focus on policy is to life risk covered.

A401(K) is merely a retirement saving plan, which ensure future cash flow of the concern person.

.

jeff jeffy answered 2 years ago

true or false? 1. All annuity contracts have a feature that protects the annuitant from inflation....

true or false? 1. All annuity contracts have a feature that protects the annuitant from inflation. 2. Variable annuities are a riskier investment than fixed annuities. 3. The goal of most annuities is to provide a steady stream of income during retirement for a specified period of time or for the remainder of one or more lives. 4. Immediate annuity contracts will only pay the annuitant. There are no exceptions. This means that upon the annuitant’s death the contract is...

True or False: Futures are customizable contracts while Forwards are not. True False

Q1) A) True or False? Proximity and orientation effects are a feature of all enzyme-catalyzed reactions....

Q1) A) True or False? Proximity and orientation effects are a feature of all enzyme-catalyzed reactions. Explain your reasoning. B) PMSF (phenylmethylsulfonyl fluoride) is an inactivator of serine proteases. It is commonly used in the production of protein for experimental study; it prevents cellular proteases from digesting the protein of interest True or false? Lowering the pH of the solution would alter binding by PMSF. In a single sentence, explain how you arrived at your answer.

A.1 TRUE OR FALSE QUESTIONS It is a myth that contracts of employment need to be...

A.1 TRUE OR FALSE QUESTIONS It is a myth that contracts of employment need to be written. TRUE b. FALSE Absenteeism is a major social problem with cost for the individual worker alone. a. TRUE b. FALSE The purpose of job posting is to inform employees about job vacancies a. TRUE b. FALSE In selection process validity refers to the extent to which a predictor correlates with criteria identified as measuring job performance. . a. TRUE b. FALSE A structured...

Insurance Policies are "contracts of indemnification" True or false?

Answer each question by True or False. Justify your answer. (1) True or False? The set...

Answer each question by True or False. Justify your answer. (1) True or False? The set V = {p ∈ P2: p (7) = 0, p’ (7) = 0} is a subspace of P2. (2) True or False? The set of 2 by 2 matrices whose entries are either all 0 or all nonzero is a subspace of the set of all 2 by 2 matrices M2×2(R). (3) True or False? The set of all functions in C([0, 1]) such...

all true/false 3. when solving for the present value of annuity, all cash flows are discounted...

all true/false 3. when solving for the present value of annuity, all cash flows are discounted t/f 5. other things equal, the pv of an annuity due,> of perpetuity t/f 6. the payment on a discount loan is simply the future value of a loan t/f 9. If you save $100 annually for 30 years and earn 4% your future value < $6000 t/f 10. Take a lottery's cash option is the lottery's indifference point > the rate you could...

Answer the following questions True or False. Write “True” or “False” in the blank. 1._________ The...

Answer the following questions True or False. Write “True” or “False” in the blank. 1._________ The rate constant changes if the concentrations of the reactant change. 2._________ If the concentration of a reactant changes, the rate of the reaction always changes. 3._________ The coefficients of the overall reaction tell us the order for each reactant. 4._________ The half-life for a first order reaction does not depend on the initial concentration. 5._________ If the rate of a reaction over a long...

Answer True or False for all questions: 1. A society that relies on a market-based economy...

Answer True or False for all questions: 1. A society that relies on a market-based economy will always protect the natural environment. 2. With the technological developments in the twenty-first century, productivity growth is no longer an important factor in economic well-being. 3. The minimum wage is an example of a government price ceiling and results in a reduction in unemployment. 4. Efficient production can be carried out anywhere on or beyond the production possibilities frontier. 5. An economist would...

Q3) Answer by “true” or “false” to the following statements: 1. dry basis: All the gases...

Q3) Answer by “true” or “false” to the following statements: 1. dry basis: All the gases resulting from combustion process including the water vapor. 2. Theoretical air (or theoretical oxygen): The minimum amount of air (or oxygen) required to be brought into the process for complete combustion 3. The limiting material comes out together with, or perhaps separately from, the product, and sometimes can be used again. 4. The extent of reaction, ξ, is based on a particular stoichiometric equation,...

Question