Answer True or False. 1. All annuity contracts have a feature that protects the annuitant from...

Answer True or False.

1. All annuity contracts have a feature that protects the annuitant from inflation.

2.If you are concerned with the risk of outliving your financial resources, then you might consider purchasing an immediate annuity at least in an amount sufficient to cover your basic living expenses.

3.A 401(K) plan is a good substitute for a life insurance policy.

Thank you!

Expert Solution

1. False, All annuity contract are not having a feature to protect the annuitant from inflation. It will onle be depend on the inflation rate and at rate of return from investment in annuaity.rue, Inflation rate may be fluctuate but if, annuitant take a annuity plan then rate of return fixed at the time of buying the same will be provided during the tenure.

2. True, Annuity means a sum of money paid to someone each year for surviaval or whatever. If some body is concern with the risk of outliving the finacial resources, he will take a investment plan which will give highest return to fullfilled the future outliving expense.

3. False, the prime objective Life insurancy policy is to risk covered and in some of the plan, investment oportunity also provided. However, main focus on policy is to life risk covered.

A401(K) is merely a retirement saving plan, which ensure future cash flow of the concern person.

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jeff jeffy answered 1 year ago

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