1. A commercial bank’s T-account in 2020 is shown as below: Table 2: T-Account for Bank A in 2018 Assets Liabilities plus Equity Loans: $ 800 Deposits: $900 Securities: $ 100 Borrowings: $0 Cash Reserves: $ 60 Equity: ?

The bank pays 8% for the bank deposit to the depositors; the average interest rate on the loans is 15%; the cash reserves does not pay any interest; and the returns to its securities is 10%.

(1) Calculate the value of equity, the value of capital ratio and the leverage ratio?

(2) Calculate the return on equity.

(3) Calculate the capital ratio and return on equity again if deposits is 800 and more equity is used to finance for the assets? By comparing your answer with

(2), when equity increases, whether the return on equity would increase or decrease?

William Tecumseh Sherman's "March to the Sea" cut a swath of destruction across the South and helped break the Confederate spirit. Were his total-war tactics morally justifiable then (in 1864)? Would his total-war tactics be morally justifiable today (in 2019)? And can a person, in good conscience, hold contradicting opinions on these two questions?

A mobile phone sales company is considering using forced ranking or behaviourally anchored rating scales for its sales employees. Discuss which of these would be the most suitable performance measure they should use. In your answer, consider the advantages and disadvantages of each and how the measure could influence employee’s performance.(750 words)

Incentives matter. Explain why businesses and entrepreneurs are more likely to voluntarily undertake the projects that consumers value highly relative to price and less likely to undertake the government-sponsored projects in which the per-unit cost of production is above the price consumers willingly pay.

A large fashion retailer, FashionCo, is experiencing decreased sales and wants to improve the performance and productivity of its salesforce. Discuss the most effective reward strategies that FashionCo could use to help motivate employees and improve performance. In your answer, consider total rewards and compare the appropriateness of individual versus collective rewards, in this setting. (750 words)

If you were the leader of a union during collective bargaining for a labor contract, which type of bargaining would you use? Would your approach be designed to get the best outcome for your workers or to be the most fair?

The situation is the worst economic crisis in Venezuela's history, and among the worst in the world since 2014. ... The crisis intensified under the Maduro government, growing more severe as a result of low oil prices in early 2015, and a drop in Venezuela's oil production from lack of maintenance and investment.

Explain all types of unemployment and link the current situation

Explain the concept of wage rigidity and unemployment, draw the diagram and link with the current situation of Venezuela

What types of unemployment are good for the economy and why?

Firm Abs will incur $5,000,000 in initial capital outlays in Year 1, $3,000,0000 in Year 2 and $1,000,0000 in Year 3. Since the company does not expect to be able to produce or sell its product until Year 2, it will not incur any labor and materials cost in Year 1. Based on marketing research and forecasting tools, Firm Abs to sell 6,000 units in Year 2 at a price of $320 and then expect that quantity to double in Year 3 and remain at that level in Years 5. However, they anticipate that the price will gradually reduce to $300, $270, and $240 in Years 3-5.

a. Calculate the costs and revenues over the five-year period without taking into the time value of money. What is the net profit of undiscounted costs and revenues?

b. Now calculate the net present value under the following scenarios and compare to your answer in a.

i. Calculate the net present value using discount rates of 10, 8, and 6 percent. Show your work.

ii. What would be your decision given your answers in i and ii? Explain. iii. Regardless of your answer in

iii., assume that your company decided to go forward with the investment. What would be the relevant costs to consider when deciding whether to shutdown at the beginning of Year 3? Year 4? Year 5?

Does the United States’ labor supply tend to be more elastic or more inelastic? Explain the competing theories discussed in our textbook. Which seems more convincing to you? Explain your answer.

The makers of Excedrin Extra Strength advertise that its fast-acting formula delivers extra strength headache relief in no more than 15 minutes, on average. A consumer advocacy group believes that this claim is incorrect, and that the true average headache relief time is significantly longer than 15 minutes.

To test their belief, the consumer advocacy group took a random sample of 45 hospital patients who were currently experiencing a headache and administered a dose of Excedrin Extra Strength pain reliever. The amount of time it took for each patient to report relief from their headache, in minutes, was recorded. The sample mean headache relief time was 15.35 minutes, and the sample standard deviation was 0.95 minutes.

Using a significance level of .01, can the consumer advocacy group conclude that the true average headache relief time after taking Excedrin Extra Strength is longer than 15 minutes? Do a complete and appropriate hypothesis test.

Step 1 (Hypotheses)

H₀:    (Click to select)   π   x-bar   s   n   μ   σ   p      (Click to select)   =   ≠   ≤   >   ≥   <    

H_A:    (Click to select)   μ   x-bar   π   p   σ   s   n      (Click to select)   =   ≠   ≤   >   ≥   <    

Step 2 (Decision rule)

Using only the appropriate statistical table in your textbook, the critical value for rejecting H₀ is   (Click to select)   +   -   ±   . (report your answer to 3 decimal places, using conventional rounding rules)

Step 3 (Test statistic)

Using the sample data, the calculated value of the test statistic is   (Click to select)   +   -   ±   . (report your answer to 2 decimal places, using conventional rounding rules)

Step 4 (Evaluate the null hypothesis)

Should the null hypothesis be rejected?    (Click to select)   yes   no   

Step 5 (Practical conclusion)

Can the consumer advocacy group conclude that the true average headache relief time after taking Excedrin Extra Strength is longer than 15 minutes?   (Click to select)   yes   no   

Using only the appropriate statistical table in your textbook, what is the most accurate statement you can make about the numerical value of the p-value of this hypothesis test?       

Discuss the possible impact of Affordable Care Act (Obamacare) from the following stalkholders. Framework A. Individuals B. The public C. Healthcare professionals D. Federal and state governments E. Managed care and traditional insurance companies F. Employers H. Healthcare industries the pharmaceutical industry

Iron ore is Australia's largest export. Suppose that there was an unexpected increase in demand for Australia's iron ore exports globally. Explain what this would do to Australian Dollar exchange rates, and how this would impact other exporting industries, other import-competing industries, and domestic consumers.