Questions
What are derivatives? How can derivatives be used to reduce risk? Can derivatives be used to...

What are derivatives? How can derivatives be used to reduce risk? Can derivatives be used to increase
risk? Explain

In: Finance

what is 10 percent increase on (a) $25.706B (b) $25.533B (c) $24.536B (d) $24.658B

what is 10 percent increase on

(a) $25.706B

(b) $25.533B

(c) $24.536B

(d) $24.658B

In: Finance

The most recent financial statements for Moose Tours, Inc., appear below. Sales for 2016 are projected...

The most recent financial statements for Moose Tours, Inc., appear below. Sales for 2016 are projected to grow by 20 percent. Interest expense will remain constant; the tax rate and the dividend payout rate will also remain constant. Costs, other expenses, current assets, fixed assets, and accounts payable increase spontaneously with sales.

MOOSE TOURS, INC.
2015 Income Statement
  Sales $ 758,000
  Costs 593,000
  Other expenses 14,000
  Earnings before interest and taxes $ 151,000
  Interest expense 10,000
  Taxable income $ 141,000
  Taxes (40%) 56,400
  Net income $ 84,600
  Dividends $ 33,840
  Addition to retained earnings 50,760

  

MOOSE TOURS, INC.
Balance Sheet as of December 31, 2015
Assets Liabilities and Owners’ Equity
  Current assets   Current liabilities
    Cash $ 21,740     Accounts payable $ 55,900
    Accounts receivable 34,060     Notes payable 15,100
    Inventory 71,020
      Total $ 71,000
      Total $ 126,820   Long-term debt $ 102,000
  Fixed assets   Owners’ equity
    Net plant and equipment $ 275,000     Common stock and paid-in surplus $ 102,000
    Retained earnings 126,820
      Total $ 228,820
  Total assets $ 401,820   Total liabilities and owners’ equity $ 401,820

   

What is the EFN if the firm was operating at only 80 percent of capacity in 2015? Assume that fixed assets are sold so that the company has a 100 percent asset utilization. (A negative answer should be indicated by a minus sign. Do not round intermediate calculations and round your answer to the nearest whole number, e.g., 32.)

  

  EFN $   

In: Finance

If you borrow $7,000 with an interest rate of 3 percent, to be repaid in five...

If you borrow $7,000 with an interest rate of 3 percent, to be repaid in five equal yearly payments at the end of the next five years, what would be the amount of each payment? Use Exhibit 1-D. (Round time value factor to 3 decimal places and final answer to 2 decimal places.)

Amount of each paymet

In: Finance

Problem 12-09 Financing Deficit Garlington Technologies Inc.'s 2016 financial statements are shown below: Balance Sheet as...

Problem 12-09
Financing Deficit

Garlington Technologies Inc.'s 2016 financial statements are shown below:

Balance Sheet as of December 31, 2016

Cash $   180,000 Accounts payable $   360,000
Receivables 360,000 Notes payable 156,000
Inventories 720,000 Line of credit 0
Total current assets $1,260,000 Accruals 180,000
Fixed assets 1,440,000 Total current liabilities $   696,000
Common stock 1,800,000
Retained earnings 204,000
Total assets $2,700,000 Total liabilities and equity $2,700,000

Income Statement for December 31, 2016

Sales $3,600,000
Operating costs 3,279,720
EBIT $  320,280
Interest 18,280
Pre-tax earnings $  302,000
Taxes (40%) 120,800
Net income 181,200
Dividends $  108,000

Suppose that in 2017 sales increase by 15% over 2016 sales and that 2017 dividends will increase to $128,000. Forecast the financial statements using the forecasted financial statement method. Assume the firm operated at full capacity in 2016. Use an interest rate of 12%, and assume that any new debt will be added at the end of the year (so forecast the interest expense based on the debt balance at the beginning of the year). Cash does not earn any interest income. Assume that the all new-debt will be in the form of a line of credit. Round your answers to the nearest dollar. Do not round intermediate calculations.

Garlington Technologies Inc.
Pro Forma Income Statement
December 31, 2017
Sales $
Operating costs $
EBIT $
Interest $
Pre-tax earnings $
Taxes (40%) $
Net income $
Dividends: $
Addition to RE: $


Garlington Technologies Inc.
Pro Forma Balance Statement
December 31, 2017
Cash $
Receivables $
Inventories $
Total current assets $
Fixed assets $
Total assets $
Accounts payable $
Notes payable $
Accruals $
Total current liabilities $
Common stock $
Retained earnings $
Total liabilities and equity $

In: Finance

Forecasted Statements and Ratios Upton Computers makes bulk purchases of small computers, stocks them in conveniently...

Forecasted Statements and Ratios

Upton Computers makes bulk purchases of small computers, stocks them in conveniently located warehouses, ships them to its chain of retail stores, and has a staff to advise customers and help them set up their new computers. Upton's balance sheet as of December 31, 2016, is shown here (millions of dollars):

Cash $   3.5 Accounts payable $   9.0
Receivables 26.0 Notes payable 18.0
Inventories 58.0 Line of credit 0
Total current assets $ 87.5 Accruals 8.5
Net fixed assets 35.0 Total current liabilities $ 35.5
Mortgage loan 6.0
Common stock 15.0
Retained earnings 66.0
Total assets $122.5 Total liabilities and equity $122.5

Sales for 2016 were $450 million and net income for the year was $13.5 million, so the firm's profit margin was 3.0%. Upton paid dividends of $5.4 million to common stockholders, so its payout ratio was 40%. Its tax rate was 40%, and it operated at full capacity. Assume that all assets/sales ratios, (spontaneous liabilities)/sales ratios, the profit margin, and the payout ratio remain constant in 2017. Do not round intermediate calculations.

  1. If sales are projected to increase by $70 million, or 15.56%, during 2017, use the AFN equation to determine Upton's projected external capital requirements. Enter your answer in millions. For example, an answer of $1.2 million should be entered as 1.2, not 1,200,000. Round your answer to two decimal places.
    $ million
  2. Using the AFN equation, determine Upton's self-supporting growth rate. That is, what is the maximum growth rate the firm can achieve without having to employ nonspontaneous external funds? Round your answer to two decimal places.
    %
  3. Use the forecasted financial statement method to forecast Upton's balance sheet for December 31, 2017. Assume that all additional external capital is raised as a line of credit at the end of the year and is reflected (because the debt is added at the end of the year, there will be no additional interest expense due to the new debt).
    Assume Upton's profit margin and dividend payout ratio will be the same in 2017 as they were in 2016. What is the amount of the line of credit reported on the 2017 forecasted balance sheets? (Hint: You don't need to forecast the income statements because the line of credit is taken out on last day of the year and you are given the projected sales, profit margin, and dividend payout ratio; these figures allow you to calculate the 2017 addition to retained earnings for the balance sheet without actually constructing a full income statement.) Round your answers to the nearest cent.
    Upton Computers
    Pro Forma Balance Sheet
    December 31, 2017
    (Millions of Dollars)
    Cash $
    Receivables $
    Inventories $
    Total current assets $
    Net fixed assets $
    Total assets $
    Accounts payable $
    Notes payable $
    Line of credit $  
    Accruals $
    Total current liabilities $
    Mortgage loan $
    Common stock $
    Retained earnings $
    Total liabilities and equity $

In: Finance

7. Indri runs a soil testing business. He decides to form a company to take over...

7. Indri runs a soil testing business. He decides to form a company to take over the business. He is the sole shareholder and sole director. Indri sells his business to the company at an inflated price and lends the company $90,000 to help meet the cost of purchase. As security for the loan, Indri arranges a mortgage over a vacant block of land, which he transferred to the company as part of the business sale. In the first year of operation, the business makes a small profit (after paying both Indri and his daughter’s wages), but by the end of 2012 it is clear that the building industry is going through a major slump. Indri becomes desperate and works even harder. While working late into the night, Indri badly injures his hand and needs surgery. He is away from the business for 2 weeks. His efforts to keep the business afloat are in vain and the company is forced into liquidation. On realization of the assets, it is found that the company has approximately $95,000 to go towards meeting creditors’ claims of $210,000:

(i) If Indri is the only secured creditor, will he get his $90,000 back?

(ii)Can Indri claim workers’ compensation for the injuries to his hand and his time off work?

In: Finance

Examine the various ways in which a company can grow in terms of its common stock.

Examine the various ways in which a company can grow in terms of its common stock.

In: Finance

OceanGate sells external hard drives for $280 each. Its total fixed costs are $30 million, and...

OceanGate sells external hard drives for $280 each. Its total fixed costs are $30 million, and its variable costs per unit are $230. The corporate tax rate is 30%. If the economy is strong, the firm will sell 2 million drives, but if there is a recession, it will sell only half as many.

a. What is the firm's degree of operating leverage (defined as the ratio of the percent change in EBIT to the percent change in sales) in going from a recession to a strong economy?

Degree of operating leverage            

b. If the economy enters a recession, what will be the firm’s after-tax profit? (Enter your answer in millions.)

After-tax profit   

In: Finance

Morgan Stanley and Goldman Sachs are examples of banks that perform investment banking duties. Analyze the...

Morgan Stanley and Goldman Sachs are examples of banks that perform investment banking duties. Analyze the method for transferring money to firms seeking cash.

In: Finance

The market price of a security is $52. Its expected rate of return is 12.1%. The...

The market price of a security is $52. Its expected rate of return is 12.1%. The risk-free rate is 4% and the market risk premium is 7.3%. What will be the market price of the security if its correlation coefficient with the market portfolio doubles (and all other variables remain unchanged)? Assume that the stock is expected to pay a constant dividend in perpetuity. (Do not round intermediate calculations. Round your answer to 2 decimal places.)

Market price=

In: Finance

Summarize the basic process for valuing assets

Summarize the basic process for valuing assets

In: Finance

Why business owners should know about finance?

Why business owners should know about finance?

In: Finance

Roger issued 40 year bonds six years ago at a coupon rate of 4.50 percent, and...

Roger issued 40 year bonds six years ago at a coupon rate of 4.50 percent, and the bond smake semi-annual payments. If the YTM on these bonds is 4.6 percent, what is the current bond price

In: Finance

Describe the benefits of the private-equity ownership model versus public ownership and family-ownership.

Describe the benefits of the private-equity ownership model versus public ownership and family-ownership.

In: Finance