Question

In: Operations Management

Visit the source (kiva.org) and answer the following questions: Name the middle East regions in which...

Visit the source (kiva.org) and answer the following questions:

Name the middle East regions in which Kiva operates, and Write examples of the loans Kiva is providing in the following categories:

  1. Livestock
  2. Food
  3. Water and Sanitation

and how you connect Kiva with concept of ‘Microfinance’ you studied in Chapter 6?

Solutions

Expert Solution

Ans: Kiva: It is an NGO that allows people to lend money by internet basically to low-income entrepreneurs and students in many countries. Its main focus is to expand financial access to underserved communities. It can work as a microfinance institution. It is located in San Francisco.

Isreal.Jordan, Palestine, in these countries Kiva operates.

Loans providing in livestock: As Kiva wants to serve global hunger for this they provide loans to farmers. With Kiva platform, Farms loan comes with low-interest rates, backed by the federal govt. A farmer can apply to a kiva US loan. the application is online, and after completing the application US team will reach out to understand the farmer's business. They provide a zero % interest rate. Loans funds are repaid from borrowers to lenders through Kiva's field partners, or by utilizing the money transfer platform Paypal. They provide microfinance loans to the farmers in order to curb their issues.

Loans provided in food: In this local entrepreneurs used to prepare food and then deliver it to customers. In this kiva helps entrepreneurs by providing loans to but food ingredient and airtight containers. Even they support women entrepreneurs by injecting new capital into their business.

Loans provided in water and sanitation: In order to provide a dignified life to the people many entrepreneurs works to provide these people with new settlements, dig a new well, motors and gauges which can to many families. therefore they request a loan from kiva and build pipelines and install water meters, expand access to clean drinking water. In this repayment of loan do by creating a pool from impacted community members and returned to Kiva


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