Discuss the common risks encountered by banks and suggest some ways of appropriately managing the identified risks

1.) The Hubble Space Telescope orbits the Earth at an approximate altitude of 612 km. Its mass is 11,100 kg and the mass of the Earth is 5.97×1024 kg. The Earth's average radius is 6.38×106 m. What is the magnitude of the gravitational force that the Earth exerts on the Hubble? (Answer in N)

An unknown amount of calcium carbonate was neutralized with 35.60 ml of 0.275 M aqueous hydrochloric acid. the resulting solution was titrated with 0.205 M aqueous sodium hydroxide, with the endpoint being reached after the addition of 20.76 ml of base. How many grams of calcium carbonate were neutralized by the aqueous hydrochloric acid?

Describe the place place of finance and accounting in a business?
Summarize the background and sources of financial accounting standards?
Demonstrate how ethics applies to the field of accounting?

Discuss the financial consequences of various organization structures.
Outline the variety of accounting roles internal and external to a busniess?
Differentiate between functional and divisional organization?
Describe the legal implications of a business organization on its accounting?
Summarize the information provided in a corporations annual report?

Explore the fundamentals of accounting
Define the accounting entity and discuss the going concerns concept?
Identify the major underlying accounting principles of consistency, full disclosure, materiality, variability and conservatism?
Explain the accounting concept?

1. Devern Assurance Company provides both property and automobile insurance. The projected income statements for the two products are as follows:

   	Property Insurance		Automobile Insurance
   Sales	$4,200,000		$12,000,000
   Less variable expenses	3,830,000		9,600,000
   Contribution margin	$370,000		$2,400,000
   Less direct fixed expenses	400,000		500,000
   Segment margin	$(30,000)		$1,900,000
   Less common fixed expenses (allocated)	100,000		200,000
   Operating income (loss)	$(130,000)		$1,700,000

   The president of the company is considering dropping the property insurance. However, some policyholders prefer having their property and automobile insurance with the same company, so if property insurance is dropped, sales of automobile insurance will drop by 12 percent. No significant non-unit-level activity costs are incurred.

   Required:

   1. If Devern Assurance Company drops property insurance, by how much will income increase or decrease?

     by $

   As a supporting computation, prepare a segmented income statement for the keep-or-drop decision.

   Devern Assurance Company
   Keep-or-Drop For Service Firm
   Segmented Income Statement
   	Keep	Drop
   	$	$
   	$	$
   	$	$

   2. Assume that dropping all advertising for the property insurance line and increasing the corporate advertising budget by $450,000 will increase sales of property insurance by 10 percent and automobile insurance by 8 percent. Prepare a segmented income statement that reflects the effect of increased advertising.

   Devern Assurance Company
   Keep-or-Drop For Service Firm
   Segmented Income Statement
   	Property Insurance	Automobile Insurance	Total
   	$	$	$
   	$	$	$
   	$	$	$
   			$

Outline and explain the three essential functions of economic policy.

b) Illustrate diagrammatically stabilization versus allocation policies.

c) With the aid of appropriate diagrams explain the supply and demand shocks in an aggregate supply-aggregate demand framework.

An infinitely long line of charge has a linear charge density of 5.00×10⁻¹² C/m . A proton is at distance 16.0 cm from the line and is moving directly toward the line with speed 1000 m/s .

How close does the proton get to the line of charge?

Is there a risk of negatively impacting the revenue for the company by creating tighter credit standards? Why or why not?

1. Consider the stock XYZ, which pays no dividends. It is currently trading at $15.025 per share. The following questions refer to options and futures on this stock that expire on 9/24/2020. You may assume that this is exactly 6 months or .5 years from now in calculations.

a. Zero-coupon T-bills expiring on 9/24/2020 are currently selling for 98.5222. What is the risk-free spot interest rate?

b. What is the futures price of XYZ?

c. You want to mimic the payoff of a short future with a contract price of $16/share. How can you do this using only puts and calls? You may assume any strike is available.

Employees at the People’s Bank do not trust management and there is a shared perception that information is not shared and communication within the organization is inadequate. On January 14th 2018, Roxanne Padmore was assigned the task of selecting and implementing an investment management software at the People’s Bank. The software was intended to eradicate the need for paper and enhance the execution of transaction between various departments. Some of the eventual users of the software included the compliance, audit, investment execution and wealth management departments. The team selected for implementing the software comprised primarily of personnel from the wealth management department. The software selected by Ms. Padmore and her project team is now being used by the organization. At the end of the implementation process employees complained that the software selected was not user friendly and the software previously used was more effective. Employees also indicated that although Ms. Padmore surveyed the organization on the preferred choice of software, the eventual choice was not the best and cost millions of dollars. The software chosen by Ms. Padmore and her team was the leading brand in many developed countries, used by many banks and the Journal of Investment Management Software stated “it was highly effective and lead to long run cost savings”. However, employees have indicated that the software was not user friendly and has many deficiencies. Furthermore, the use of the software prevents employees from fulfilling critical job functions. Moreover, John Smith an employee in the Compliance Department stated that “the software did not take into consideration the peculiarities of the Caribbean and assumed that one size fits all.” Ms. Padmore and the wealth management team that were responsible for implementation have all left the organization.

(f)Discuss three assessment tools that can be used at the People’s Bank.

I am just learning C++ and need to convert my previous code to a new linked list method. Please help.

My current LL program:

#include
#include
using namespace std;

struct LLnode{
string theData;
LLnode * fwdPtr;
};

void push_front(LLnode * &llh, string newData{
if(!llh){
LLnode * newNode = new LLnode;
newNode -> theData = newData;
newNode -> fwdPtr = nullptr;
llh = newNode;
}
else{
LLnode * trav = new LLnode;
trav = llh;
LLnode * newNode = new LLnode;
newNode -> theData = newData;
newNode -> fwdPtr = trav;
llh = newNode;

}
}

void push_back(LLnode * &llh, string newData){
LLnode * trav = new LLnode;
if(!llh){
llh = new LLnode;
llh -> theData = newData;
llh -> fwdPtr = nullptr;
}
else{
LLnode * newNode = new LLnode;
newNode -> theData = newData;
newNode -> fwdPtr = nullptr;

trav = llh;
while(trav -> fwdPtr){
trav = trav -> fwdPtr;
}
trav -> fwdPtr = newNode;
}
}

int list_length(LLnode * &llh){
int count = 0;
LLnode * trav = new LLnode;
trav = llh;
if(!llh){
return 0;
}
else{
while(trav){
count ++;
trav = trav -> fwdPtr;
}
return count;
}

}

string retrieve_front (LLnode * &llh){
if(!llh)
throw string ("Exception at retrieve back");
return (llh -> theData);
}

string retrieve_back (LLnode * &llh){
LLnode * trav = new LLnode;
trav = llh;
if(!llh)
throw string ("Exception at retrieve back");
while(trav -> fwdPtr){
trav = trav -> fwdPtr;
}
return trav -> theData;
}

void display_nodes(LLnode * &llh) {
LLnode * trav = new LLnode;
trav = llh;
if(!llh){
cout << "No nodes to display " << endl;
}
else{
cout << "Displaying nodes: " << endl;
while(trav){
cout << trav -> theData << ", ";
trav = trav -> fwdPtr;
}
}
cout << endl;
}

int main(){
LLnode * theLLHeader1 = nullptr;
cout << "Main: number of nodes in empty list " << list_length(theLLHeader1) << endl;
display_nodes(theLLHeader1);
push_front(theLLHeader1, "aaaaa");
push_back(theLLHeader1, "bbbbb");
push_front(theLLHeader1, "before aaaaa");
push_back(theLLHeader1, "after bbbbb");
cout << "Main: number of nodes after 4 pushed: " << list_length(theLLHeader1) << endl;
display_nodes(theLLHeader1);
cout << "Main: retrieve front: " << retrieve_front (theLLHeader1) << endl;
cout << "Main: retrieve back: " << retrieve_back (theLLHeader1) << endl;
cout << endl;

LLnode * theLLHeader2 = nullptr;

push_front(theLLHeader2, "33333");
push_front(theLLHeader2, "22222");
push_front(theLLHeader2, "11111");
push_back(theLLHeader2, "44444");
push_back(theLLHeader2, "55555");
push_back(theLLHeader2, "66666");
display_nodes (theLLHeader2);

return 0;
}

What I need to do:

Step 1

Convert LLnode struct into a header file. Any code module that refers to LLnode will need to contain a #include for this header file.

Create a linked list class named LL. Put into the same header file as struct. It will contain private data member: a linked list header, which is just a pointer variable of type LLnode for LLnode variables

I have already coded six linked list processing functions – push_front, push_back, list_length, retrieve_front, retrieve_back, and display_list. I need to convert these functions into public member functions of the class. The constructor for the LL class should set the linked list header to nullptr. There is no destructor. I also need to Templatize the class, and a requirement for templatized class functions is that they be coded in-line in the class definition. So, code the member functions in-line within the header file. You’ll have only two course files: the header file, and the .cpp for main.

I would like evidence of Couts so I can better understand the program. This would be much appreciated.

Step 2

Using a class template, I need to change struct and class to use any variable type. Main # 2 has been set up for debugging this step.

Step 3

Add member functions that perform the following functions:

void destroy_list ()
deletes each node in the list, and resets the header to nullptr

bool search_list (key value)
searches the list for a node with the given key. Returns true if found, false if not.

bool delete_node (key value)
deletes the node which contains the given key. If there is more than one node with the same key, delete_node deletes the first occurrence. Returns true if delete successful, false if the node was not found.

Main # 3 contains a test program for testing step 3.

Here are the main classes (1,2,3)::

//MAIN 1

int main() {

LL ll1;
cout << "length of empty list - " << ll1.list_length() << endl;
ll1.display_list();
ll1.push_front("aaaaa");
ll1.push_back("bbbbb");
ll1.push_front("before aaaaa");
ll1.push_back("after bbbbb");
cout << "length of list after 4 pushes - " << ll1.list_length() << endl;
ll1.display_list();
cout << endl;

LL ll2;
ll2.push_front("33333");
ll2.push_front("22222");
ll2.push_front("11111");
ll2.push_back("44444");
ll2.push_back("55555");
ll2.push_back("66666");
ll2.display_list();

return 0;
}

//MAIN 2

int main() {

LL ll1;
cout << "main: length of empty list - " << ll1.list_length() << endl;
cout << "main: trying to display empty list 1" << endl;
ll1.display_list();
cout << "main: trying to display initial size of ll1 - " << ll1.list_length() << endl;
ll1.push_front("aaaaa");
ll1.push_back("bbbbb");
ll1.push_front("before aaaaa");
ll1.push_back("after bbbbb");
cout << "main: length of ll1 after 4 pushes - " << ll1.list_length() << endl;
cout << "main: now trying to display ll1 after 4 push's" << endl;
ll1.display_list();
cout << "main: displaying final size of ll1 - " << ll1.list_length() << endl;
cout << endl;

LL ll2;
ll2.push_front("33333");
ll2.push_front("22222");
ll2.push_front("11111");
ll2.push_back("44444");
ll2.push_back("55555");
ll2.push_back("66666");
cout << "main: now trying to display ll2 after 6 push's" << endl;
ll2.display_list();

return 0;
}

//MAIN 3

int main() {

LL ll1;
cout << "main: length of empty list - " << ll1.list_length() << endl;
cout << "main: trying to display empty list 1" << endl;
ll1.display_list();
cout << "main: trying to display initial size of ll1 - " << ll1.list_length() << endl;
ll1.push_front("aaaaa");
ll1.push_back("bbbbb");
ll1.push_front("before aaaaa");
ll1.push_back("after bbbbb");
cout << "main: length of ll1 after 4 pushes - " << ll1.list_length() << endl;
cout << "main: now trying to display ll1 after 4 push's" << endl;
ll1.display_list();
cout << "main: displaying final size of ll1 - " << ll1.list_length() << endl;
ll1.destroy_list();
cout << "main: displaying size of list 1 after destroy - " << ll1.list_length() << endl;
cout << endl;

LL ll2;

ll2.push_front("33333");
ll2.push_front("22222");
ll2.push_front("11111");
ll2.push_back("44444");
ll2.push_back("55555");
ll2.push_back("66666");
cout << "main: now trying to display ll2 after 6 push's" << endl;
ll2.display_list();
cout << "main: now searching for node 44444" << endl;
if (ll2.search_list("44444"))
{
cout <<"main: found node 44444" << endl;
}
else
{
cout << "main: did not find node 44444" << endl;
}
cout << "main: now searching for node 44445" << endl;
if (ll2.search_list("44445"))
{
cout <<"main: found node 44445" << endl;
}
else
{
cout << "main: did not find node 44445" << endl;
}
cout << "main: now trying to delete node 44444" << endl;
if (ll2.delete_node("44444"))
{
cout <<"main: node 44444 deleted" << endl;
}
else
{
cout << "main: did not find 44444 for delete" << endl;
}
if (ll2.search_list("44444"))
{
cout <<"main: searched for 44444 after delete, found" << endl;
}
else
{
cout << "main: searched for 44444 after delete, not found" << endl;
}
cout << "main: displaying whole list after delete 44444" << endl;
ll2.display_list();
cout << "main: now trying to delete node 11111" << endl;
if (ll2.delete_node("11111"))
{
cout <<"main: node 11111 deleted" << endl;
}
else
{
cout << "main: did not find node 11111 for delete" << endl;
}
cout << "main displaying whole list after delete 11111" << endl;
ll2.display_list();
ll2.destroy_list();

return 0;
}

I will much appreciate any help. Thank you.

1. Wayne’s favourite donut at Tim Hortons is the sour cream glazed donut. Tim Hortons claims that each of these donuts contains 320 calories. Suppose that the actual number of calories in a sour cream glazed donut varies according to a normal distribution with a mean of 317 calories and a standard deviation of 22 calories. Let X represent the number of calories in a randomly selected sour cream glazed donut from Tim Hortons.

(a) What is the probability that the next sour cream glazed donut Wayne consumes will contain at least 300 calories?

(b) What proportion of all sour cream glazed donuts contain between 310 and 330 calories?

(c) Tim Hortons can guarantee that only 1.5% of all sour cream glazed donuts contain more than how many calories?

In Fig, take E0 = 12 V, R1 = 4.0 W, R2 = 8.0 W, R3 = 2.0 W, and L = 2.0 H. What is the current I2 (a) immediately after the switch is first closed and (b) a long time after the switch is closed? (c) After a long time the switch is again opened. Now what is I2?

The Problem with the picture is on Problem 36 in the website below

https://www-physics.ucsd.edu/students/courses/winter2010/physics2b/hw/hw9.pdf