Question

Roy, an accountant, injures Sally. She files a claim to recover for the injury under Roy’s homeowners’ insurance policy. Liability coverage under a homeowners’ policy normally applies to liability that arises from

a. business or professional activities.

b. the operation of a motor vehicle.

c. intentional misconduct.

d. none of the choices.

Answer 1

d. none of the choices.

Liability arises from the insured's negligence. So none of these options are correct.