Question

Which type of health insurance policy typically consists of coverage of 80%, or similar, of expenses after meeting an annual deductible?

a.a Preferred Provider Organization (PPO) plan

b.a Health Maintenance Organization (HMO) plan

c.an indemnity plan

d.a whole life plan

e.a floater plan

A perspective of investment tends to work under a _________ time horizon, with relatively _______ trades.

a.long-term; many

b.long-term; few

c.short-term; many

d.short-term; few

e.immediate-term; many

As opposed to broker markets, dealers typically _____________ within ____________.

a.arrange for sales between buyers and sellers; over the counter markets.

b.arrange for sales between buyers and sellers; exchanges.

c.conduct sales between themselves and others; over the counter markets

d.conduct sales between themselves and others; exchanges

e.work with the FDIC; their customer deposits

Answer 1

1. An Indemnity plan typically consists of coverage of 80% or similar, of expenses after meeting an annual deductible

This is because if you have indemnity insurance, your plan only pays part of your medical bills. You are responsible for the rest. Your out-of-pocket costs are likely to be higher for certain services than with some managed care plans. Usually, you will need to spend a certain amount each year before your plan begins to pay benefits. This amount is called a deductible.

2.A perspective of investment tends to work under a long term time horizon, with relatively many trades.

This is because Buy and hold is a passive investment strategy in which an investor buys stocks (or other types of securities such as ETFs) and holds them for a long period regardless of fluctuations in the market.

thus it is best practice to hold the security for longer period with many securities as a portfolio.

3.As opposed to broker markets, dealers typically arrange for sales between buyers and sellers within exchages.

Becuase broker act as intermediary between buyer & seller and do not take possesion on their account.

An over-the-counter (OTC) market is a decentralized market in which market participants trade stocks, commodities, currencies or other instruments directly between two parties and without a central exchange or broker. Thus a dealer cannot be in OTC market.