Lori has a company car with insurance coverage provided by her employer and she does not...

Lori has a company car with insurance coverage provided by her employer and she does not own her own car. On occasion, Lori drives her grandmother’s car to pick up prescriptions. Lori knows that her grandmother’s auto policy has low limits of liability. What coverage can Lori purchase to provide insurance for herself when she drives her grandmother’s car?

a-A Personal Auto Policy (PAP) covering her company car

b-Miscellaneous Type Vehicle endorsement attached to a PAP

c-Extended Non-Owned Coverage for Named Individual endorsement attached to a PAP

d-Named Non-Owner Coverage endorsement attached to a PAP

Solutions

Expert Solution

Option (d) is correct. Lori can get a named non-owner coverage endorsement attached to a PAP. This provides insurance cover for a person who drives borrowed or rented cars.

Extended non-owned coverage is for driving vehicles which one does not own, on a regular basis.

jeff jeffy answered 1 year ago

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