Do you think it is generally true that first graders have more curiosity and are more motivated to learn than sixth graders or high school students? If so, how do you explain the decline? Be careful to consider the development that occurs during this time period.

In a one or two page reflection, explain how writing can be used to deepen understanding and work through complex ideas. give several specific examples of ways you have used writing as a means learning in school, work, or other areas of your life.

Most, if not all, of the Canadians believe the government should provide an “adequate” level of public school funding. How might raising this level of “adequacy” actually lead to a reduction of overall (public and private) levels of educational spending in Canada? Explain with the help of a properly labeled diagram.

How do you solve Ch 14 Mini Case in Financial Management: Theory and Practice ?

Integrated Waveguide Technologies (IWT) is a 6-year-old company founded by Hunt Jackson and David Smithfield to exploit metamaterial plasmonic technology to develop and manufacture miniature microwave frequency directional transmitters and receivers for use in mobile Internet and communications applications. IWT’s technology, although highly advanced, is relatively inexpensive to implement, and its patented manufacturing techniques require little capital as compared to many electronics fabrication ventures. Because of the low capital requirement, Jackson and Smithfield have been able to avoid issuing new stock and thus own all of the shares. Because of the explosion in demand for its mobile Internet applications, IWT must now access outside equity capital to fund its growth, and Jackson and Smithfield have decided to take the company public. Until now, Jackson and Smithfield have paid themselves reasonable salaries but routinely reinvested all after-tax earnings in the firm, so dividend policy has not been an issue. However, before talking with potential outside investors, they must decide on a dividend policy. Your new boss at the consulting firm Flick and Associates, which has been retained to help IWT prepare for its public offering, has asked you to make a presentation to Jackson and Smithfield in which you review the theory of dividend policy and discuss the following issues. What is meant by the term “distribution policy”? How has the mix of dividend payouts and stock repurchases changed over time? The terms “irrelevance,” “dividend preference” (or “bird-in-the-hand”), and “tax effect” have been used to describe three major theories regarding the way dividend payouts affect a firm’s value. Explain these terms, and briefly describe each theory. What do the three theories indicate regarding the actions management should take with respect to dividend payouts? What results have empirical studies of the dividend theories produced? How does all this affect what we can tell managers about dividend payouts? Discuss the effects on distribution policy consistent with: (1) the signaling hypothesis (also called the information content hypothesis) and (2) the clientele effect.

You work as a financial analyst and you will identify a potential investment. You will then use NPV, PP, PI, and IRR investment criteria to evaluate the opportunity. Finally, you will make a recommendation to the board of the directors of the company.

If you make any assumption in your analysis, please specify and explain it. You can Google “business for sale” to find the investment opportunities or find them in a local newspaper’s classified section.

You evaluation report will include business description, assumptions, data sources, analytical methods, and finally your conclusion of the business value.

Please submit only the word document, not the excel file. You may copy and paste the excel file or take a photo shot and include in the word file.

Special Occasion Restaurant & Bar

Asking Price: $2,100,000

Cash Flow: $271,000

Gross Revenue: $1,000,000

EBITDA: $171,000

FF&E: N/A

Inventory: N/A

Real Estate: $1,400,000

Established: 1990

Business Description

Fabulous Opportunity in a Great Location

This Restaurant & Bar was founded in 1990. For the past 28 years, the Chef/Owner has been feeding customers, body and soul, on the simple premise of providing homemade Italian food in a warm and comfortable atmosphere. Rooted in her rich Italian heritage, the Chef's reputation is second to none. She has been selected as one of the best female chefs in NJ by USA Today. Her pasta is homemade, and she uses fresh ingredients, many are grown in the Garden State. This great tradition can be passed on to her successor.

Detailed Information

Real Estate:

Owned

Included in asking price

Building SF:

3,000

Employees:

17

Facilities:

Restaurant & Bar on a standalone property with off-street parking. The building has an apartment on the second floor available for rent. There is a second building suitable for storage or an artist work space. The real estate includes the liquor license.

Competition:

This restaurant & bar is in an affluent area with daily visitors from Philadelphia and New York.

Growth & Expansion:

The restaurant is only open five nights a week, Tuesday thru Saturday. There is an opportunity to serve dinners two more nights per week and add Saturday and Sunday lunch/brunches.

Support & Training:

Owner will stay on to train the new owner and teach the recipes.

Reason for Selling:

Retirement

For the past 20 years, Metropolitan Hospital celebrated the fact that 30 percent of its new hires in management positions had been women and/or minorities. The hospital assumed that with such a practice, women and minorities would eventually represent 30 percent of their top executives (director level and above), but something unexpected happened. Five years ago, the hospital became concerned that its diversity retention efforts were not producing results. Instead of seeing an increase in the number of women and minorities in executive positions, the organization was observing a decline. Talented employees were leaving, draining the pool of capable people.

To address this problem, the hospital founded the Task Force on Retention and Advancement of Women and Minorities in Executive Positions. This task force aimed to pinpoint the reasons that these employees were leaving by conducting a massive information-gathering initiative. The plan included interviewing employees at all levels, conducting exit interviews when an employee left and reaching out to former employees. The team uncovered three main areas of concern through the initiatives: (1) limited opportunity for advancement, (2) lack of mentoring and training programs and (3) balancing work and family.

In response to these findings, Metropolitan Hospital retooled the workplace, renewing its commitment to flexible work arrangements, reduced workloads, flex time, and offering tuition reimbursement. The hospital also developed plans for onsite training programs, company-sponsored networking and formal career planning for employees. Since these initiatives were implemented, the results have been positive. Retention of women and minorities at all levels has risen and turnover rates of those in management positions (just below the director level) declined. In addition, the hospital promoted the highest percentage (21 percent) of women and minorities into director level and above positions in its history.

Metropolitan Hospital is now basking in its new reputation as a diverse employer. This gives the organization external recognition in the marketplace, which helps with recruiting efforts and enhances its reputation in the community.

1.How and why did the problems at Metropolitan Hospital occur in the first place?

2.How did the changes address the underlying problems?

3. What managerial actions are required to successfully implement a diversity program?

Which of the following scenarios contain nonbiased samples? Select all that apply. Select all that apply: To estimate the mean height of students at her school, Kelly collects data by selecting a random group of students within her classroom. Elizabeth wants to estimate the mean grade point average of students at her school. She collects data by recording the grade point average of every 25th student on the list of students after a randomly selected first student. Andrew wants to estimate the mean number of classes that students take at his university. He collects data from a randomly selected proportionate number of students from each grade level. To estimate the mean salary of professors at his university, Homer collects data by recording the salaries of all professors included in 12 randomly selected departments.

The following table shows the approximate numbers of school goers in the United States (residents who attended some educational institution) in 1998, broken down by age group. Age 3−6.9 7−12.9 13−16.9 17−22.9 23−26.9 27−42.9 Population (millions) 8 22 15 13 3 5 Use the rounded midpoints of the given measurement classes to compute the probability P distribution of the age X of a school goer. (Round probabilities to four decimal places.)

Age 5 10 15 20 25 35 P(X = x) Compute the expected value of X, E(X). (Round your answer to one decimal place.)

E(X) = What information does the expected value give about residents enrolled in schools? (Round your answer to one decimal place.) In 1998, was years old.

Interpret the tables below: R, R square

interpret the regression coefficients, either b or beta.