1. The United Nations’ Human Development Index (HDI) is based on real GDP per year, life expectancy at birth, and indicators of the quality and quantity of education. Please explain why the HDI might be better than real GDP as a measure of economic welfare. Do you think the HDI should be expanded to include items such as pollution, resource depletion, and political freedom? Explain. (Word limitation: 250-400 words)

The biologist and anthropologist Jared Diamond stated that “agriculture is the worst mistake in the history of the human race”. Based on your knowledge of genome evolution and phylogenetics (and other aspects of genetics/biology), provide arguments for and against this statement. Also give your opinion on this in the context of the United Nations Sustainable Development Goals of zero hunger; good health and wellbeing; and responsible consumption and production (Goals 2, 3 and 12). (10)

Please I need assistance with this assignment- Select one of the United Nations' (U.N.) Millennial Development Goals (MDGs). Visit the website and report on the UN's progress in achieving this goal? How will meeting this goal positively impact the health of the world? What suggestions would you make to help the UN achieve this goal? Please write from scratch, include citations and at least 3 references. Thank you

In 275 words, what is the difference between a corporation, a sole proprietorship, and a limited liability company?

Review Citizens United v. Federal Election Commission 558 U.S. 310 (2010). You can access the case briefly here: http://www.oyez.org/cases/2000-2009/2008/2008_08_205

Focus on the First Amendment arguments. What are they? Should a business have the same First Amendment rights as individuals?

Crew Resource Management was born from a recommendation from the NTSB after United Airlines Flight 173 crashed after fuel exhaustion while the crew was distracted with an inoperative landing gear light. Ever since then CRM is constantly changing and getting better with training. How do you define CRM in your own words? Why is it important? Can it be used outside of the cockpit in a non crew environment?

You are a young personal financial adviser. Molly, one of your clients approached you for consultation about her plan to save aside $450,000 for her child’s higher education in United States 15 years from now. Molly has a saving of $120,000 and is considering different alternative options: Investment 1: Investing that $120,000 in a saving account for 15 years. There are two banks for her choice. Bank A pays a rate of return of 8.5% annually, compounding semi-annually. Bank B pays a rate of return of 8.45 annually, compounding quarterly. Investment 2: Putting exactly an equal amount of money into ANZ Investment Fund at the end of each month for 15 years to get 330 000 she still shorts of now. The fund is offering a rate of return 7% per year, compounding monthly. Required: a) Identify which Bank should Molly choose in Investment 1 by computing the effective annual interest rate (EAR)? b) Calculate the amount of money Molly would accumulate in Investment 1 after 15 years if she chooses Bank B? c) How much is the annual interest rate, assuming compounding annually Molly should aim at if she chooses to invest her $120 000 in a saving account to get the $450,000 ready in just 10 years from now? d) Calculate the monthly payment Molly needs to contribute into ANZ Investment Fund to get $330,000 after 15 years in Investment 2? 3 e) In investment 2, if Molly changes to contribute $1200/month to that super fund at the beginning of each month, how much money she would have in ANZ Investment fund after 15 years? f) Molly is offered an investment that will pay $12 000 each year forever. How much should she pay for this investment if the rate of return 12% applies? (1 mark)

Constraining Monopoly Power:

Recently the new media giants of Facebook, Google, and other online firms have taken advantage of network economies of scale to gather a new type of monopoly power, i.e., power over consumer information and the power to influence the beliefs, opinion, voting preferences and perceived knowledge of those consumers. Many in the media, in politics and in the general population have become concerned over the use of private (and now not so private) information by these firms. One classification of power subdivides power into Political Power, Economic Power and Moral Power. Political Power is defined as the power to take or destroy. Economic Power is the power to set prices and command an economic profit. Moral Power is the long-term power of the country’s populace to constrain political and economic power. Government typically has political power. That power may be given to the government in a contract from the populace as in a democracy (or democratic republic) or taken as in a dictatorship. Economic power is the power a firm has when it produces a product or service and can set prices, limit competitors, differentiate its products and services through branding, technology or other means or gain monopoly power through legal or illegal means. If Economic Power rises to the level that it challenges the Political Power (i.e., challenge the throne), those with Political Power will constrain the firms exercising Economic Power. In the United States those with Political Power use the antitrust laws and regulation to constrain Economic Power. The constraint on both Political and Economic Power resides in the ability of the people to influence those with political power to constrain abuses by those with Economic Power or to vote with their dollars by not buying the goods and services of those with Economic Power. If neither method works then the populace as a whole can vote those in power out of office (as in a democracy or democratic republic) or revolt and throw the existing leaders out. Either way moral power is a long-term constraining force on the behavior of those with Political and Economic Power.

9)

Having Health insurance means you can always see a doctor  

True

False

10)

healthcare is the method used to pay for the doctor

True

False

11)

Healthcare and Health Insurance are easily interchangeable terms

True

False

12)

Employer-provided private health insurance began in the United States because ["poor health conditions at the beginning of the 20th century prompted the U.S. government to require new companies to offer health insurance to employees.", "the American Medical Association successfully lobbied the U.S. government to provide subsidies to companies offering private health insurance to employees.", "during the Great Depression and then World War II, wage and price controls forced employers to use nonwage forms of compensation to attract workers.", "the rising threat of socialism prompted U.S. companies to provide insurance to dampen enthusiasm for socialist reform."]       which means that its due to    ["a problem with capitalism", "a problem that the government created via market interventions", "a lack of social welfare", "a lack of individual care for the public"]      

13)

4 of the general problems associated with the U.S. health care system are

frivolous malpractice lawsuits.

the disconnect between payers and users

that workers lose their insurance when they lose their jobs.

too little government spending

an overabundance of scanning machines.

A lack of a market based price alocation

Government regulation and heavy involvement in the system

too much profit incentives for greedy doctors

too little government spending

14)

A political action often falls under the ["free-rider", "Public Choice", "Principle Agent", "parasite"]         problem where some pay but all receive even if the don't pay.

They also run up against the ["Moral Hazard", "asymmetric information", "high information", "information overload"]      problem where the incentives to be knowledgeable are low due to the relatively low benefit and high cost of doing so. This results in those with the most benefit of a policy to be the most informed of that policy

Are customers more loyal in the East or in the West? The following table is based on information from a recent study. The columns represent length of customer loyalty (in years) at a primary supermarket. The rows represent regions of the United States. Less Than 1 Year 1-2 Years 3-4 Years 5-9 Years 10-14 Years 15 or More Years Row Total East 32 49 59 112 77 143 472 Midwest 31 67 68 120 63 171 520 South 53 96 93 158 106 208 714 West 41 35 67 78 45 67 333 Column Total 157 247 287 468 291 589 2039 What is the probability that a customer chosen at random has the following characteristics? (Enter your answers as fractions.) (a) has been loyal 10 to 14 years (b) has been loyal 10 to 14 years, given that he or she is from the East (c) has been loyal at least 10 years (d) has been loyal at least 10 years, given that he or she is from the West (e) is from the West, given that he or she has been loyal less than 1 year (f) is from the South, given that he or she has been loyal less than 1 year (g) has been loyal 1 or more years, given that he or she is from the East (h) has been loyal 1 or more years, given that he or she is from the West (i) Are the events from the East and loyal 15 or more years independent? Explain. Yes. P(loyal 15 or more years) = P(loyal 15 or more years | East). No. These events cannot occur together. No. P(loyal 15 or more years) ≠ P(loyal 15 or more years | East). Yes. These events can occur together