The relationship between income and saving is ( direct, inverse; positive, negative ). That means, as income increases, the amount of saving ( increases, decreases, stays the same ).

What is the slope of the line? Slope = ________ = Vertical changes ÷ Horizontal changes

The slope shows the amount of changes in savings due to the changes in income. That is, for every $1 increase in income, the amount of increase in saving will be $_____.

The vertical intercept? ( = $______ ).   The intercept shows the amount of saving (dissaving) occurring when income is (_______ ).

What is an opportunity cost? How does the idea relate to the statement of "There is no free lunch"? Provide an example of opportunity cost from your own economic life.

     An opportunity cost is what was ( s__________ ) to do (or to acquire) something else. The condition of scarcity creates opportunity cost. If there was no scarcity, there would be no need to sacrifice one thing to acquire another.

"There is no free lunch" states that all production involves the use of scarce resources and thus the sacrifice of alternative goods. As the textbook mentioned, “you may be treated to lunch, making it “free” from your perspective, but someone bears a c_____.” This kind of costs or sacrifices are called by economists as o___________ c_________.

What are the three interrelated features of the economic perspective? (Fill blanks!)

   First, economics recognizes that there is a general condition of ( s__________ ) that forces individuals and society to make choices. Human and property resources are scarce, so choices must be made about how best to use those limited resources.

   Second, economics assumes that private or public decision-making is based on “(p__________________ b_______________ ).” People make rational decisions to achieve the maximum satisfaction (or u_________ ) of a goal. Consumers try to get the best value for their expenditures. Workers try to get the best job given their skills and abilities. Businesses try to maximize their profits. College students try to achieve best grade to earn academic credits.  

   Third, economics focuses on ( m__________ a_____________ ) when making an economic decision. The marginal or “additional” costs from an economic choice are weighed against the additional benefit. If the marginal benefit outweighs the marginal costs, then a decision will be made to take the beneficial action. If the marginal cost is greater than the marginal benefit, then the action will not be taken.

When DNA is compacted by histones into 10-nm and 30-nm fibers, the DNA is unable to interact with proteins required for gene expression. Therefore, to allow for these proteins to act, the chromatin must constantly alter its structure. Which processes contribute to this activity?

What accounts for a small number of protein-coding genes as compared to the larger number of proteins made by human cells?

Deletion mutations were created to determine the location and function of possible upstream regulatory sequences. The following results were obtained.

E.g., Deletion region ^-10 - ^-30 means that the region 10-30 nucleotides upstream of transcription start were deleted and the transcription rate was reduced to 0%.

Which mutation represents the deletion of an enhancer?

Deletion mutations were created to determine the location and function of possible upstream regulatory sequences. The following results were obtained.

E.g., Deletion region ^-10 - ^-30 means that the region 10-30 nucleotides upstream of transcription start were deleted and the transcription rate was reduced to 0%.

Which mutant represents the deletion of a silencer?

1) Which of the following is/are true?

- C++ programs can run on different platforms, like Windows and macOS, without being recompiled.

- The source code for a program can include code from the C++ standard library.

- The machine language that results from compiling a program is easy for a human to read.

- All of the above

2) What feature of an IDE can help you identify and fix syntax errors?

-the code completion feature

-the automatic compilation feature

-the syntax integration feature

-the error detection feature

3) As you develop a C++ program, you can use an IDE to

-enter and edit the source code

-compile the source code

-run the application

-all of the above

-both b and c

4) You can use a console application to

-get data from the user

-display data to the user

-use a graphical user interface to interact with the user

-all of the above

-a and b only

5) An IDE typically stores all of the files for a program in a

-chapter

-library

-project

-header

6) Which of the following is used to convert the source code for a program to object code?

-linker

-preprocessor

-compiler

-none of the above

7) Which of the following is not a benefit of a typical IDE for C++?

-The syntax of your code is checked as you enter it.

-The debugging features make it easier for you to find bugs in your applications.

-The IDE helps you complete code as you type.

-Your code compiles and runs faster.

8) In an IDE, what tool do you use to enter and edit source code?

-debugger

-program builder

-compiler

-code editor

9) Which of the following is not a reason for learning C++?

Its syntax is easier to learn than the syntax of other languages like C# and Java.

It’s one of the fastest and most efficient languages available.

It’s an object-oriented language.

It’s designed to work with many operating systems and devices.

10) A syntax error occurs when

the C++ compiler can’t be located

the machine language can’t be interpreted properly

there’s a syntax error in a C++ statement

the program doesn’t contain a main() function

Which of the following is FALSE concerning innate or adaptive immunity?

Question 60 options:

Question 61 (1.25 points)

Which of the following statements is TRUE about immune memory?

Question 61 options:

Question 62 (1.25 points)

Which pathogen is NOT correctly matched with its disease?

Question 62 options:

Question 63 (1.25 points)

Saved

Antiviral drugs would be most appropriate for treating?

Question 63 options:

Question 64 (1.25 points)

Which of the following would be an example of a broad spectrum antibiotic?

Question 64 options:

Question 65 (1.25 points)

Which of the following is NOT a foodborne illness?

Question 65 options:

Question 66 (1.25 points)

The most common source of botulism is...

Question 66 options:

Staphylococcus aureus is a common causative agent of foodborne disease because it

Question 68 options:

Use Worksheet 8.1 Katie Holt is a 72-year-old widow who has recently been diagnosed with Alzheimer's disease. She has limited financial assets of her own and has been living with her daughter Laurie for 2 years. Her only income is $850 a month in Social Security survivor's benefits. Laurie wants to make sure her mother will be taken care of if Laurie should die. Laurie, 40, is single and earns $70,000 a year as a human resources manager for a small manufacturing firm. She owns a condo with a current market value of $65,000 and has a $39,000 mortgage. Other debts include a $3,500 auto loan and $500 in various credit card balances. Her 401(k) plan has a current balance of $35,500, and she keeps $4,500 in a money market account for emergencies. After talking with her mother's doctor, Laurie believes that her mother will be able to continue living independently for another 3 years. She estimates that her mother would need about $1,850 a month to cover her living expenses and medical costs during this time. After that, Laurie's mother will probably need nursing home care. Laurie calls several local nursing homes and finds that it will cost about $4,000 a month when her mother enters a nursing home. Her mother's doctor says it is difficult to estimate her mother's life expectancy but indicates that with proper care some Alzheimer's patients can live 10 years after diagnosis. Laurie also estimates that her personal final expenses would be around $13,000, and she'd like to provide a $30,000 contingency fund that would be used to pay a trusted friend to supervise her mother's care if Laurie were no longer alive. Use Worksheet 8.1 to calculate Laurie's total life insurance requirements. In your analysis, assume an incidental special need amount of $13,000.

$  

Recommend the type of policy she should buy. In your analysis, assume an incidental special need amount of $13,000.

Use the distribution in the form of the stem-leaf plot.

Stem      Leaves

1                 1478

2              01237888

3                  189          

16/ The mid-point of the third class is

A./   32   B/   36 C/    34.5 D/   35

17/ The median is

A./   24 B/  23 C/ 25   D/ 5

18/ The relative frequency for the third class is:

A./   20%   B/  50% C/    66% D/   40%

19/ The heights of a group of professional basketball players are summarized in the frequency distribution below. Find the mean height from this frequency table.

Height s (in)           Frequency

70-72                            4

73-75                            6

76-78                            8

79-81                            2

A./   75.2 in   B/  76.8 in C/    74.0 in D/   77.5 in

20/ The temperatures ( in ºF ) in a room is recorded at the top of hours are

67, 68, 70 , 5, 77, 77, 78, 80, 78, 79, 74, 74. Choose best answer:

a/  It is a typo

b/  highest temperature is probably 95

c/  5 is not an outlier

d/  5 is an outlier

21/ The variance of 6 washing machines with prices:  $ 800, $784, $ 1,235, $860, $1,036 and $770 is

A/ 196.4 B/   34,295.3 C/ 26,002.7 D/ 185.2

22/ The coefficient of variation ( round to closest %) for the set of data  :

1, 3, 3, 5, 5, 6, 7, 8, 9 ,12, 15, 24  is

A   74% B/ 67% C/ 24% D/ 78 %

23/ Human body temperatures have the mean of 98.2º  and a standard deviation of 0.6º.

Amy’s temperature can be described by z = 0.9. What is her temperature?

A/ 98.2º B/ 97.8º C/   98.7º D/ 99.3º

24/ The upper bound for the outlier for the data set

-11, 14, 22, 22, 22, 23, 31, 31, 42, 44, 44, 75    is

A/  74.5 B/  75 C/ 84 D/   68

25/ The box-plot of a data with 5- point summary   2, 6, 8, 11, 18

A/is positive skewed. B/ is negative skewed.

C/ is symmetric D/ perfect skewed

wite 3-5 senctences response to this post in your own words .

COLLAPSE

Genetic treatment is is gene therapy, which is using genetic material to help fight a disease, it is for the health and well being of the patient. Genetic enhancement is adjusting the genetic makeup of a person by using genetic material to do so.

Summarize Glannon, Savulescu, and Sandel’s reasons for considering genetic enhancement ethically acceptable or unacceptable.

Glannon finds genetic enhancement as an unfair advantage, and is against it ethically.  Savulescu finds it important to continue to strive for the best in terms of enhancement. Sandel believes is is exactly opposite of what Savulescu suggests, as his case strongly suggests that there are many things wrong with enhancing the human race.

I personally believe that Genetic enhancement does give people an unfair advantage, as we would find people with money to find power in everything about enhancing their bodies. We would find men and women who would be unattainable in beauty standards as well as people who are genetically enhanced much stronger. With strength, this would eliminate natural selection in terms of athletes being able to try out for professional teams, people who have actual natural strength and abilities, as they would be competing against genetically enhanced people who would be more inclined to run faster, or throw harder, etc. We also do not know or understand the implications of genetically enhanced people and future generations, as we do not know what these changes will do with future genetic formulations. What if a genetically enhanced person breeds with a non enhanced person? What if two genetically enhanced people breed and we find that it is very detrimental to future viability of the offspring? I think it is a very interesting idea, and maybe we should be able to understand it more in the future by testing it, BUT I honestly do not feel as though I would ever want to see these kinds of options available to my children. We spend a lot of years learning to accept ourselves now, how hard would it be for future generations to feel desire or greatness in themselves if they were consistently failing in comparison to these altered beings?

The Job Description

Based on her review of the stores, Jennifer concluded that one of the first matters she had to attend to involved developing job descriptions for her store managers. As Jennifer tells it, her lessons regarding job descriptions in her basic management and HR management courses were insufficient to convince her of the pivotal role job descriptions actually play in the smooth functioning of an enterprise. Many times, during her first few weeks on the job, Jennifer found herself asking one of her store managers why he was violating what she knew to be recommended company policies and procedures. Repeatedly, the answers were either “Because I didn’t know it was my job” or “Because I didn’t know that was the way we were supposed to do it.” Jennifer knew that a job description, along with a set of standards and procedures that specified what was to be done and how to do it, would go a long way toward alleviating this problem. In general, the store manager is responsible for directing all store activities in such a way that quality work is produced, customer relations and sales are maximized, and profitability is maintained through effective control of labor, supply, and energy costs. In accomplishing that general aim, a specific store manager’s duties and responsibilities include quality control, store appearance and cleanliness, customer relations, bookkeeping and cash management, cost control and productivity,

damage control, pricing, inventory control, spotting and cleaning, machine maintenance, purchasing, employee safety, hazardous waste removal, human resource administration, and pest control. The questions that Jennifer had to address follow.

Questions

4-18. what should be the format and final form of the store manager’s job description?

4-19. is it practical to specify standards and procedures in the body of the job description, or should these be kept separate?

4-20. how should Jennifer go about collecting the information required for the standards, procedures, and job description?

4-21. what, in your opinion, should the store manager’s job description look like and contain?

1. Gender differences in communication often give rise to stereotypes. One common one in the United States suggests that women never seem to stop talking. This contradicts the research showing that men
   a.   are better able to use language to their advantage.
   b.   adopt linguistic strategies that help them maintain conversational dominance.
   c.   are often reluctant to speak up in mixed-gender settings.
   d.   adopt linguistic strategies that focus on letting women participate in conversation.

2. In 1967, the United States Supreme Court ruled unanimously that laws prohibiting interracial marriage were unconstitutional, which ended the legal practice of
   a.   mixing.
   b.   dilution.
   c.   anti-miscegenation.
   d.   hypodescent.

3. In writing about her findings in a Brazilian shantytown, Nancy Scheper-Hughes’s account of Alto do Cruzeiro provides a window into the terrible toll of nonconsensual organ harvesting among the poor, as well as how she herself changed over time. How might an anthropologist justify the publication of this ethnographic research when considering the problem of ethnographic authority?
   a.   The horrific conditions made it impossible to ignore, and since she obtained informed consent, this is justification.
   b.   Anthropologists are themselves changed in fieldwork, and so honest reflexivity is justification.
   c.   All of the poor must be given an equal voice, thus polyvocality is justification.
   d.   Authoritative writing asks us to consider what right we have to report, thus a moral challenge is justification.

4. About fifteen years ago, the giant Walmart corporation opened a store in Germany. Ten years later, it closed the entire chain there and pulled out of the country. Its approach was to replicate—exactly— the stores found in the United States. For some corporations like McDonalds, such expansion has been successful. These efforts are all part of how globalization tends to
   a.   monopolize.
   b.   cosmopolitanize.
   c.   homogenize.
   d.   dominate.

5. Many people believe that the impact of human activity on the earth is not the major problem that others see today. Such beliefs that one’s own culture or way of life is normal and natural is known as
   a.   normalcy.
   b.   ethnocentrism.
   c.   consensus.
   d.   conventionality.

For the following terms find the correct definition below and place the letter of that response in the blank space next to the term. Each definition is used only once – there are four terms that are not used.