Condition : . Turner Syndrome (45, XO) in XO individual (compare with typical XX)

1.a) compare what type of external genitals develop in the condition you chose versus typical development of individual with the same genotype (sex chromosomes):

1.b) compare what type of secondary sexual characteristics develop in the condition you chose versus typical development of individual with the same genotype (sex chromosomes):

4. If the price of one of the products associated with indifference curves increases, all else the same, what is the result? Prices will be lower,  The individual is able to get to a lower level of utility. The individual is able to get to about the same level of utility. The individual is able to get to a higher level of utility.

5. If the price of one of the products associated with indifference curves decreases, all else the same, what is the result? Prices will be higher. The individual is able to get to about the same level of utility. The individual is able to get to a lower level of utility. The individual is able to get to a higher level of utility.

6. Which of the following statements best describes how individuals maximize their utility given a constraint? None of these possible answers make sense, This can be shown when the budget constraint is tangent to the lowest indifference curve possible, This can be shown when the budget constraint is tangent to the highest indifference curve well above the constraint, This can be shown when the budget constraint is tangent to the highest indifference curve

7. Whenever marginal benefit is less than marginal cost, the decision maker should do _____ of the activity. less, none, that exact amount, more

During its prior tax year, your client acquired from a third party a license granted by the federal government. The client tells you that he/she believes that the license has a useful life of 8 years and produces a report, prepared by another firm, supporting that useful life. You look at the report and do not believe that it is very convincing. Discuss how you would handle this situation keeping in mind any ethical and professional considerations. What are the penalty risks to your client and your own firm if you rely on this report?Be sure to back up your opinion with articles from the Keiser University library and Treasury Department Circular No. 230.

I WANT TO IMPLEMENT THIS IN JAVA PLEASE

I want to create a small user input system for a university student, where they put the season and year of when they started their uni course. For example the system will ask "What year did you start your degree?", the user will input "Autumn/2022" as a string. Now from a string format as shown, it should take that user input and calculate for example +2 or +3 years to the date. Also it needs to be able to change from Autumn, to another season depending on the amount of years it takes. So if the course will take 3 years, the student will finish "Summer/2025".

How can I implement this?

I WANT TO IMPLEMENT THIS IN JAVA PLEASE I want to create a small user input system for a university student, where they put the season and year of when they started their uni course. For example the system will ask "What year did you start your degree?", the user will input "Autumn/2022" as a string. Now from a string format as shown, it should take that user input and calculate for example +2 or +3 years to the date. Also it needs to be able to change from Autumn, to another season depending on the amount of years it takes. So if the course will take 3 years, the student will finish "Summer/2025". How can I implement this?

Explain the components of the Fraud Triangle.

Donald R. Cressey, a noted criminologist, is mostly credited with coming up with the concept of a Fraud Triangle. Albrecht points out that, while researching his doctoral thesis in the 1950s, Cressey developed a hypothesis of why people commit fraud. He found that trusted persons become trust violators when they conceive of themselves as having a financial problem that is nonsharable, are aware that this problem can be secretly resolved by violation of the position of financial trust, and are able to apply to their contacts in that situation verbalizations which enable them to adjust their conceptions of themselves as users of the entrusted funds or property.⁶ (Links to an external site.)

Edwin Sutherland, another criminologist, argued that persons who engage in criminal behavior have accumulated enough feelings and rationalizations in favor of law violation that outweigh their pro-social definitions. Criminal behavior is learned and will occur when perceived rewards for criminal behavior exceed the rewards for lawful behavior or perceived opportunity. So, while not directly introducing the Fraud Triangle, Sutherland did introduce the concepts of rationalizations and opportunities. It is interesting to think about how Sutherland’s thesis relies on a utilitarian analysis of harms and benefits of criminal behavior.⁷ (Links to an external site.)

The Fraud Triangle in auditing is discussed in AU-C Section 240. The deception that encompasses fraudulent financial reporting is depicted in Exhibit 5.2 (Links to an external site.).⁸ (Links to an external site.)

Three conditions generally are present when fraud occurs. First, management or other employees have an incentive or are under pressure, which provides the motivation for the fraud. Second, circumstances exist that provide an opportunity for a fraud to be perpetrated. Examples include the absence of, or ineffective, internal controls and management’s override of internal controls. Third, those involved are able to rationalize committing a fraudulent act.

As noted in the auditing standard, some individuals possess an attitude, character, or set of ethical values that allow them to commit a dishonest act knowingly and intentionally. For the most part, this is the exception rather than the rule. However, even honest individuals can commit fraud in an environment that imposes sufficient pressure on them. The greater the incentive or pressure, the more likely that an individual will be able to rationalize the acceptability of committing fraud.⁹ (Links to an external site.)

It is important for students to understand the link between elements of the Fraud Triangle and our earlier discussions about cognitive development. The disconnect between one’s values and actions may be attributable to motivations and incentives to act unethically, perhaps because of a perceived gain or as a result of pressures imposed by others who might try to convince us it is a one-time request or standard practice, or to be loyal to one’s supervisor or the organization. These also become rationalizations for unethical actions invoked by the perpetrator of the fraud.

Incentives/Pressures to Commit Fraud

The incentive to commit fraud typically is a self-serving one. Egoism drives the fraud in the sense that the perpetrator perceives some benefit by committing the fraud, such as a higher bonus or promotion. The fraud may be caused by internal budget pressures or financial analysts’ earnings expectations that are not being met. Personal pressures also might lead to fraud if, for example, a member of top management is deep in personal debt or has a gambling or drug problem. In a “60 Minutes” interview with Dennis Kozlowski, the former CEO of Tyco, Kozlowski said his motivation to steal from the company was to keep up with “the masters of the universe.” This meant keeping up with other CEOs of large and successful companies that had pay packages in the hundreds of millions. Kozlowski was generous with his lieutenants because he thought they would be loyal to the boss. In 2005, a jury found that Kozlowski and ex-CFO Marc Swartz stole about $137 million from Tyco in unauthorized compensation and made $410 million from the sale of inflated stock.

Opportunity to Commit Fraud

The second side of the Fraud Triangle connects the pressure or incentive to commit fraud with the opportunity to carry out the act. Employees who have access to assets such as cash and inventory should be monitored closely through an effective system of internal controls that helps safeguard assets. For example, the company should segregate cash processing responsibilities, including the opening of mail that contains remittance advices, along with checks for the payment of services; the recording of the Page 278receipts as cash and a reduction of receivables; the depositing of the money in the bank; and the reconciling of the balance in cash on the books with the bank statement balance. Obviously, when the fraud is perpetrated by the CEO and CFO, as was the case with Tyco, access is a given. Then, it is just a matter of circumventing the controls or overriding them or, in the case of Kozlowski, enlisting the aid of others in the organization to hide what was going on.

Rationalization for the Fraud

Fraud perpetrators typically try to explain away their actions as acceptable. For corporate executives, rationalizations to commit fraud might include thoughts such as “We need to protect our shareholders and keep the stock price high,” “All companies use aggressive accounting practices,” “It’s for the good of the company,” or “The problem is temporary and will be offset by future positive results.” In the Tyco case, Kozlowski stated in his “60 Minutes” interview that he wasn’t doing anything different from what was done by his predecessor. He took the low road of ethical behavior and rationalized his actions by essentially claiming that everyone (at least at Tyco) did what he did by misappropriating company resources for personal purposes. The fact is he established the culture that condoned such behavior.

Other rationalizations might include “My boss doesn’t pay me enough” or “I’ll pay the money back before anyone notices it’s gone.” The underlying motivation for the fraud in these instances may be dissatisfaction with the company and/or personal financial need. AU-C Section 240 (AU-C 240) provides an extensive list of risk factors that can contribute to the likelihood that fraudulent financial reporting will occur. These are presented in Exhibit 5.3 (Links to an external site.).

1. For discussion purposes: how can the fraud triangle help you identify and prevent fraud?

2. What are the 10-Q and 10-K used to report?

Exercise 15-19 Shown below is the liabilities and stockholders’ equity section of the balance sheet for Splish Company and Blossom Company. Each has assets totaling $4,327,000. Splish Co. BlossomCo. Current liabilities $285,000 Current liabilities $855,000 Long-term debt, 9% 1,220,000 Common stock ($20 par) 2,740,000 Common stock ($20 par) 2,090,000 Retained earnings (Cash dividends, $333,000) 732,000 Retained earnings (Cash dividends, $229,000) 732,000 $4,327,000 $4,327,000 For the year, each company has earned the same income before interest and taxes. Splish Co. Blossom Co. Income before interest and taxes $1,250,000 $1,250,000 Interest expense 109,800 0 1,140,200 1,250,000 Income taxes (45%) 513,090 562,500 Net income $627,110 $687,500 At year end, the market price of Splish’s stock was $101 per share, and Blossom’s was $63.50. Assume balance sheet amounts are representative for the entire year. (a) Calculate the return on total assets? (Round answers to 2 decimal places, e.g. 16.85%.) Return on total assets Splish Company % Blossom Company % Which company is more profitable in terms of return on total assets? (b) Calculate the return on common stock equity? (Round answers to 2 decimal places, e.g. 16.85%.) Return on common stock equity Splish Company % Blossom Company % Which company is more profitable in terms of return on common stockholders’ equity? (c) Calculate the Net income per share. (Round answers to 2 decimal places, e.g. $6.85.) Net income per share Splish Company $ Blossom Company $ Which company has the greater net income per share of stock? Neither company-issued or reacquired shares during the year. (d1) From the point of view of net income, is it advantageous to the stockholders of Splish Co. to have the long-term debt outstanding? (e) What is the book value per share for each company? (Round answers to 2 decimal places, e.g. $6.85.) Book value per share Splish Company $ Blossom Company $

Assuming assumptions have been met (e.g., sample sizes, similar variances), for each of the following scenarios, determine whether a single mean z test, single mean t test, paired means t test, independent means t test, one-way between groups ANOVA, or one-way within groups ANOVA should be used. Explain why that procedure is appropriate.

A. Are the mean sale prices of two-bedroom homes different in Oregon, Washington, and Idaho? Data are collected from random samples of two-bedroom homes from each state. [5 points]

One way between groups ANOVA because you’re looking at 3+ independent groups and data is collected

B. Are scores on a new quantitative measure of statistics anxiety different for students taking PSY 298 online compared to students taking PSY 298 on campus? [5 points]

C. SAT-Math scores are normally distributed with a mean of 500 and standard deviation of 100. Is the average SAT-Math score of all psychology majors at one large university different from the national norm of 500 [5 points] Single sample z-test because we’re comparing the mean sat math score in a population to the mean of the sat score at a university.

D. Do students score differently on a measure of statistics knowledge at the beginning of PSY 298, end of PSY 298, and one year after completing PSY 298? Data are collected from a sample of 50 students. Each student takes the same quantitative measure of statistics knowledge at the beginning of PSY 298, end of PSY 298, and one year after completing PSY 298. [5 points]

Suppose an employer gives employees an insurance discount based on number of hours of physical fitness activities. Who benefits from the program? Who is harmed? Is this ethical?

Suppose an employer charges all employees the same premium, regardless of their health habits, Who benefits? Who is harmed? Is this ethical?