• What are considered the benefits and the costs to society of operating an insurance mechanism?
• How do a reciprocal exchange and a mutual insurance company differ?
• Describe the changes that were brought about by the Gramm-Leach-Bliley Act, and, its overall impact on financial services today.

Suppose a 10-year, $1,000 bond with a 10% coupon rate and semiannual coupons is trading for a price of $ 913.23. a. What is the bond's yield to maturity (expressed as an APR with semiannual compounding)? b. If the bond's yield to maturity changes to 9% APR, what will the bond's price be?

Please describe what you think would be the ideal role and structure of a central bank for the United States?    Would you make changes from the current structure? If so, how? Why? If not, why not?   

Please explain in details no less than 300 words

Describe some human activity that results in fluxes of carbon to the atmosphere. Describe human activity that results in movement of carbon from the atmosphere to the land. How do these changes compare to other fluxes in the Carbon cycle and why are they causing an imbalance to the global carbon cycle?

what are the benefits of healthcare reform that has been prompted by the affordable care act?

why is it important to be aware of changes in healthcare policy?

why do you believe we spend more on healhtcare than any other country but have the worst outcomes?

1.Explain (by giving examples) the difference between accounting treatment of costs for a service company versus that for a manufacturing company.

2.How does the flow of costs & its accounting differ or are similar in these two sectors? What implications does this have on changes in equity?

“If a person owns 80% of the shares in a company then they can make any changes they like to the company’s constitution.” REQUIRED: Critically discuss, stating whether you agree or disagree with the above statement. Refer to relevant case law and/or statutory law in your answer as appropriate.