Betty is going to get an early start on saving for retirement. She is going to deposit $4,000 at the end of each year for 15 years into her RRSP. She will then make no further contributions but will let the funds stay in the RRSP for another 15 years earning interest. If the interest rate is 6% compounded annually, how much will Betty’s RRSP be worth at the end of 30 years? Louise does not want to start saving so early so she saves nothing for the first 15 years. However, after fifteen years she puts $4,000 at 6% annually at the end of each year for fifteen years. How much will be in Louise’s RRSP at the end of her 15 year saving period? How much more will Betty have in her RRSP at the end of the thirty year period compared with the amount in Louise’s RRSP?
In: Finance
An account managed by the bond trustee for early bond redemption payments is called a:
| a. |
Call provision. |
|
| b. |
Sinking fund. |
|
| c. |
Deed in trust account. |
|
| d. |
Collateral payment account. |
|
| e. |
Par value fund. |
In: Finance
If a person in a two period life was informed (early in her first period) that her income in the second period would be $1000 greater than previously expected, and if her tastes made her prefer consuming the same amount in both periods, and the interest rate was 25%, then:
(a) how would her consumption change in the first period?
(b) what would be the change in her PVLR?
In: Economics
Women make up at least half of humanity yet have been politically disenfranchised and economically stifled in the western world up to the Renaissance. How are the differences in gender demonstrated throughout this period? Does the early modernizing world lead to changes in the role of women in society? If so, what are those changes? What trends can we see in the role women have played over time?
In: History
In the early part of the 20th century, Niels Bohr proposed a model for the hydrogen atom that explained the experimentally observed emission spectrum for hydrogen.
a. List and describe two of the assumptions that Bohr made in his model for the hydrogen atom.
b. List and describe two limitations of the Bohr mode
In: Chemistry
As per a published report…” In the late 1990s and early 2000s, Nokia was the global leader in mobile phones.
With the arrival of the Internet, other mobile companies started understanding how data, not voice, was the future of communication. Nokia didn’t grasp the concept of software and kept focusing on hardware because the management feared to alienate current users if they changed too much.”
List and briefly explain 2 factors that might have been overlooked by the business(es), referred to in the case.
In: Accounting
If a patient was HIV-1 infected and in the early years of the asymptomatic phase, would the viral load in the blood vary significantly? What about CD4+ T cell counts, etc?
This would be assuming no drug treatment.
In: Biology
By the early 1800s, the Indian subcontinent was transformed into a British colony. The British rulers of India introduced new economic policies and new measures that were meant to maximize the extraction of resources from India. Imagine that you are a journalist responsible for recording the state of India’s economy and society in the 1800s;
write a short report on any one of the economic-social issue of that time period in India.
In: Economics
There was much progress in nursing during the early to middle part of the 20th century (1900 through the late 1930s). After reading the textbook and the lesson for this week, describe one area of change in nursing during that time period that intrigues you. Discuss how that area could be applied today.
No screenshots. Please type the answer.
In: Nursing
In early 2017, you established a company that manufactures and sells cosmetics of a quality that is competitive with products from Japan. After a year of operation, the following data are obtained:
Net sales: $ 120,000,000
Cost of production: $ 40,000,000
Marketing, general and administrative costs: $ 20,000,000
Interest fee: $ 5,000,000
Tax fee: $ 15,000,000
Total assets: $ 100,000,000
A. Give an assessment of your financial condition.
B. Determine the gross profit and net profit.
C. Calculate gross profit margin and net profit margin.
D. Calculate ROA.
F. Calculate asset intensity or asset turnover ratios.
G. Apply model ROA.
H. Interpret the results of the financial ratios that you get.
In: Accounting