Which of the following statements describes a “Condition” strength or weakness for a company in the 5 Cs of credit framework?

The risks associated with the industry are high.

The management team has a great reputation among customers and suppliers.

The company has redundant assets that are not currently used in business.

The operating cash flow of the company is low.

Which of the following scenarios would NOT be considered a strength when assessing the management team as part of evaluating a company’s character?

Financial reports are not widely shared and performance measures have not been identified.

Management has clear communication of expectations to the team.

Management has identified clear risk mitigation strategies.

Management has experience in the industry and financial acumen.

Select the loan contract with the lowest risk.

An unsecured demand loan with monthly payments

An unsecured term loan with a bullet principal payment at maturity

A demand loan with monthly payments secured by assets

A term loan with a bullet principal payment at loan maturity secured by assets

Manufacturing companies are not required to allocate joint-process costs in the valuation of inventories and cost of goods sold for

a. Managerial reporting

b. Tax reporting

c. Financial reporting

d. All of the above

What would the initial cash flows associated with an investment project include?

a. asset, freight and installation costs.

b. cash proceeds from disposing of existing assets made redundant or unnecessary by the new project.

c. income tax effect of gain(loss) on disposal of existing assets.

d. all of the above

Decentralization requires significant overnight from top management.

1. True
2. False

Cash bonuses and profit sharing are used to reward employees for achieving short-term goals.

1. True
2. False

Direct labor variances stem from:

1. Managers do not correctly anticipate changes in wage rates.
2. Poor materials are used in production.
3. Supervisors encounter scheduling problems.
4. All of the above.

Question 3

Below is the linear programming for the Shortest Path Problem. Considering the second contraint in the mathematical model :

∑ i x ji −∑ i x ij =0∀j≠s,j≠t

What is the logic behind this contraint?

1) To make sure there is only one solution

2) To make sure that the path is connected between the nodes

3) To make sure the variable stays binary

4) This contraint is redundant and not necessary

Question 4

Which of the following statements are true? (select all that apply)

1) The shape of a student t-distribution curve depends on its degrees of freedom

2) If a set of random variables are mutually exclusive, this means they are independent and identically distributed

3) For a sample of size 30, if c is the confidence level and L is the confidence interval, increasing the confidence level c leads to a narrower confidence interval L

4) Well connected cities have a lower circuity factor compared to the cities with mountain ranges

1. True or False. If the Employed Persons Figure increases, the unemployment rate must decrease.   [2 marks]

2. Explain what the implications of moving towards a ‘gig economy’, where fewer people work full-time jobs, will have on the unemployment rate and on the output of the economy. [2 marks]

3. Based on each of the following descriptions of an individual, answer whether they would be considered ‘unemployed’ or ‘not unemployed’. If they are ‘unemployed’, suggest whether you think it is frictional, structural, seasonal or cyclical unemployment. You must provide reasons for you answers. The correct answer with no explanation will not receive any marks. (1 mark each)

1. A 14-year-old is actively looking for a part time pet care job. He applied for three positions but received no responses.
2. A 40-year-old chef was made redundant and loses her job because of COVID-19 pandemic (lack of demand for consumption goods). She is looking for a new job but is struggling to find one.

(Operation Research II Industrial Engineering)

Consider the following LP:

Minimize z = x₁ + 2x₂

Subject to x₁ + x₂ >= 1

-x₁ + 2x₂ <= 3

x₂ <= 5

x₁,x₂ >= 0

(a) Convert the LP given above to the standard form. Determine all the basic feasible solutions (bfs) of the problem. Give the values of both basic and nonbasic variables in each bfs.

(b) Identify the adjacent basic feasible solutions of each extreme point of the feasible region. Using the graphical solution technique, solve the problem. Which constraints are active (binding) in the optimal solution? Which constraint(s) is(are) redundant?

(c) To have alternative optimal solutions on the first constraint, what should be the objective function coefficient of the variable x₁?

(d) Using the big-M simplex method, solve the LP where the constraint -x₁ + 2x₂ <= 3 is replaced by -x₁ +2x₂ = 3.

(e) Using the two phase method, solve the LP.

The authors present facts that indicate a calorie eaten can be burned off by exercise. Based on your understanding of metabolism, explain physiological factors that can cause a person feel hungry eating 2000 Kcal of one diet and the same person would feel satisfied eating 2000 Kcal on a different diet.

HINT: You may search the literature for 'is a calorie a calorie?' and the influence of sugar and sugar substitutes on insulin.

You want to buy a new car for $25,000. You put $2000 down and are given $2000 as trade-in for your current car. You take out a loan for the remaining $21,000. The terms of the loan are an annual interest rate of 4.8% compounded monthly. You are to make 60 equal monthly payments (end of month) to pay off the loan.

how can i get the answer using excel

Illustrate and record the following events on a T account

a. John deposits his $10,000 paycheck into his checking account at Chase Bank

b.Chase Bank deposits the check at the Fed and Fed collects the funds for Chase Bank

c. What happens to a bank's reserves when it receives a deposit?

d. John withdraws $2000 cash and pays his rent. His landlord deposits the $2000 in Citi Bank

1. Cash flows of Project A and B are as following:

         Compute the payback periods for the following two projects.

         Payback period for A = _________ years; for B __________years

         If the discount rate is 10%, what is the discounted payback period?

         Discounted payback period for A=_________ years; for B __________years

(Word limit: 2000 words). Within the context of the chosen organization, critically discuss the main categories of information and the most effective communication processes that could be used. Within unexceptional circumstances such as COVID-19 pandemic, critically discuss what could be the most effective channels allowing to secure smooth running of information exchange and what information system will be most effective in the chosen organization? (Word limit: 2000 words).