Questions
​Recently, fixed mortgage rates have been at historical lows due to the housing slowdown. The data...

​Recently, fixed mortgage rates have been at historical lows due to the housing slowdown. The data table linked below shows the​ 30-year fixed average mortgage rate for the month of December every year between 1987 and 2010. Use these data to complete parts a through e below.

Year   Rate_(%)
1987   10.76
1988   10.82
1989   9.87
1990   9.63
1991   8.55
1992   8.24
1993   7.06
1994   7.49
1995   7.02
1996   7.2
1997   6.67
1998   6.39
1999   7.53
2000   7.57
2001   6.52
2002   6.34
2003   6.49
2004   6.29
2005   6.64
2006   6.48
2007   6.29
2008   5.44
2009   5.22
2010   5.01

    k=1   k=1   k=2   k=2   k=3   k=3
n   d L   d U   d L   d U   d L   d U
15   1.08   1.36   0.95   1.54   0.82   1.75
16   1.10   1.37   0.98   1.54   0.86   1.73
17   1.13   1.38   1.02   1.54   0.90   1.71
18   1.16   1.39   1.05   1.53   0.93   1.69
19   1.18   1.40   1.08   1.53   0.97   1.68
20   1.20   1.41   1.10   1.54   1.00   1.68
21   1.22   1.42   1.13   1.54   1.03   1.67
22   1.24   1.43   1.15   1.54   1.05   1.66
23   1.26   1.44   1.17   1.54   1.08   1.66
24   1.27   1.45   1.19   1.55   1.10   1.66
25   1.29   1.45   1.21   1.55   1.12   1.66

a. Forecast the average December mortgage rate in 2011 using a trend projection.

​(Round to two decimal places as​ needed.)

b. Calculate the MAD for this forecast.

​(Round to two decimal places as​ needed.)

c. Determine the Durbin-Watson statistic.

​(Round to two decimal places as​ needed.)

d. Identify the critical values.

dL=

dU=

​(Round to two decimal places as​ needed.)

In: Statistics and Probability

The following table contains the historic returns from a portfolio consisting of large stocks and a...

The following table contains the historic returns from a portfolio consisting of large stocks and a portfolio consisting of long-term Treasury bonds over the last 20 years. T-bills returns represent risk-free returns. Analyze the risk-return trade-off that would have characterized these portfolios. The following dataset is also available in Excel format in Module 3 Resources on Canvas. Returns in the dataset are in percents. For example, 31.33 means 31.33% per year.

Year Large Stock Long-Term
T-Bonds
T-Bills
1997 31.33 11.312 5.26
1998 24.27 13.094 4.86
1999 24.89 -8.4734 4.68
2000 -10.82 14.4891 5.89
2001 -11.00 4.0302 3.78
2002 -21.28 14.6641 1.63
2003 31.76 1.2778 1.02
2004 11.89 5.1862 1.20
2005 6.17 3.1030 2.96
2006 15.37 2.2713 4.79
2007 5.50 9.6431 4.67
2008 -36.92 17.6664 1.47
2009 29.15 -5.8278 0.10
2010 17.80 7.4457 0.12
2011 1.01 16.6015 0.04
2012 16.07 3.5862 0.06
2013 35.18 -6.9025 0.03
2014 11.37 10.1512 0.02
2015 -0.19 1.0665 0.01
2016 13.41 0.7039 0.19


a. Estimate the annual risk premium of large stocks, and T-bonds?. (Round your answers to 2 decimal places.)

Risk Premium Of Stocks %
Risk Premium of Bonds %


b. Estimate the annual volatility of large stocks and long-term T-bonds, respectively. (Round your answers to 2 decimal places.)

Stock Volatility %
Bond Volatility %

c. Estimate the Sharpe ratio of large stocks and long-term T-bonds, respectively. (Round your answers to 2 decimal places.)

Stock Sharpe Ratio %
Bond Sharpe Ratio %

d. Now assume that you have always invested half of your wealth in the stock and the other half in the T-bonds. Estimate the Sharpe ratio of your portfolio. (Round your answers to 2 decimal places.)

Portfolio Sharpe Ratio %

In: Finance

I'm interested in a t-test of looking at the means for the <30 group in comparison...

I'm interested in a t-test of looking at the means for the <30 group in comparison to the other age groups. Do I need to run four t tests, one for <30 with each age group? The data below details the percentage of giving by age group for each of the 32 years listed. Thank you!

Year <30 30-44 45-59 60-74 75+
1978 0.069 0.226 0.370 0.252 0.083
1979 0.068 0.229 0.358 0.257 0.088
1980 0.068 0.233 0.348 0.259 0.092
1981 0.069 0.238 0.340 0.258 0.094
1982 0.070 0.243 0.334 0.257 0.096
1983 0.070 0.248 0.329 0.255 0.098
1984 0.070 0.251 0.325 0.254 0.100
1985 0.069 0.254 0.321 0.254 0.102
1986 0.067 0.256 0.318 0.255 0.104
1987 0.066 0.258 0.316 0.255 0.105
1988 0.064 0.259 0.315 0.255 0.107
1989 0.063 0.260 0.315 0.254 0.108
1990 0.061 0.261 0.315 0.253 0.110
1991 0.059 0.261 0.317 0.252 0.111
1992 0.057 0.261 0.318 0.251 0.113
1993 0.055 0.260 0.320 0.251 0.115
1994 0.052 0.259 0.321 0.251 0.117
1995 0.050 0.257 0.322 0.252 0.119
1996 0.047 0.255 0.322 0.254 0.122
1997 0.045 0.253 0.320 0.256 0.126
1998 0.043 0.250 0.318 0.258 0.130
1999 0.041 0.248 0.316 0.261 0.135
2000 0.040 0.244 0.313 0.263 0.140
2001 0.039 0.240 0.309 0.265 0.147
2002 0.038 0.236 0.305 0.267 0.154
2003 0.037 0.231 0.300 0.271 0.161
2004 0.037 0.226 0.293 0.275 0.169
2005 0.036 0.220 0.287 0.279 0.178
2006 0.034 0.214 0.280 0.284 0.188
2007 0.033 0.206 0.272 0.289 0.199
2008 0.032 0.197 0.266 0.295 0.211
2009 0.030 0.185 0.260 0.300 0.225
2010 0.029 0.173 0.256 0.304 0.238

In: Statistics and Probability

The general fund budget (in billions of dollars) for a U.S. state for 1988 (period 1)...

The general fund budget (in billions of dollars) for a U.S. state for 1988 (period 1) to 2011 (period 24) follows.

Year Period Budget
($ billions)
1988 1 3.03
1989 2 3.29
1990 3 3.56
1991 4 4.41
1992 5 4.46
1993 6 4.61
1994 7 4.65
1995 8 5.15
1996 9 5.34
1997 10 5.66
1998 11 6.01
1999 12 6.20
2000 13 6.48
2001 14 6.75
2002 15 6.56
2003 16 6.78
2004 17 7.08
2005 18 7.65
2006 19 8.48
2007 20 8.57
2008 21 8.76
2009 22 8.53
2010 23 8.33
2011 24 8.76

Develop a linear trend equation for this time series to forecast the budget (in billions of dollars). (Round your numerical values to three decimal places.)

Tt =

(c) What is the forecast (in billions of dollars) for period 25? (Round your answer to two decimal places.)

$  billion

A certain company produces and sells frozen pizzas to public schools throughout the eastern United States. Using a very aggressive marketing strategy, they have been able to increase their annual revenue by approximately $10 million over the past 10 years. But increased competition has slowed their growth rate in the past few years. The annual revenue, in millions of dollars, for the previous 10 years is shown.

Year Revenue
1 8.43
2 10.74
3 12.98
4 14.11
5 16.21
6 17.31
7 18.37
8 18.45
9 18.40
10 18.53

Using Minitab or Excel, develop a quadratic trend equation that can be used to forecast revenue (in millions of dollars). (Round your numerical values to three decimal places.)

Tt =

(c) Using the trend equation developed in part (b), forecast revenue (in millions of dollars) in year 11. (Round your answer to two decimal places.)

$  million

In: Statistics and Probability

Please Use your keyboard (Don't use handwriting) Thank you.. Courses Name: Health Policy & Saudi Healthcare...

Please Use your keyboard (Don't use handwriting) Thank you..

Courses Name: Health Policy & Saudi Healthcare System

***Please complete my answer to be 500 words ..

I need new and unique answers, please. (Use your own words, don't copy and paste)

Many countries now struggle to provide cost-effective, quality healthcare services to their citizens. Saudi Arabia has experienced high costs along with concerns about quality of care in its public facilities. To address these issues the country is currently restructuring their healthcare system to privatize public hospitals and introduce insurance coverage for both foreign workers and citizens.

Based on the statement given explain the following points:

  1. The history of the Healthcare system in Saudi Arabia.
  2. Define the components of the Saudi health care system.
  3. The challenges that are facing the Saudi healthcare system with emphasize on the quality and the cost of the healthcare service and how is the Kingdom of Saudi Arabia is facing those challenges.

***Please complete my answer to be 500 words ..

I need new and unique answers, please. (Use your own words, don't copy and paste)

My answer

1. It’s true that many countries struggle to provide cost effective care in public hospitals.

2. If we go back and see the history of Saudi Arabia health care system

In 2002 the Saudi health care system is started by a royal decree to ensure the provision of health care to all Saudi Arabia citizens

later in 2004 in Saudi Arabia there are 1848 primary healthcare centres and 200 hospitals.

2. Components of Saudi health care system

There is a three level health care system in Saudi Arabia

a.primary

b.secondary

c.Tertiary

These tiers correspond to health care Centers and hospitals. Three health sectors are considered in this review - MOH, government sector and private Sector.

3. Challenges of Saufia Arabia kingdom currently facing are

a. Increase in the population

b. Increased cost of treatment and medical expenses

c.concerns about quality and safety of care

d. Increased chronic diseases

e. Less electronic ehealth system

In: Biology

FOR1. Open file Nuclear Power. Select data for Canada. Address the following questions. a. Provide a...

FOR1. Open file Nuclear Power. Select data for Canada. Address the following questions.

a. Provide a plot of the data over time in the space below. (2 pts)

[plot here]

b. Choose an appropriate forecasting model and forecast for the next 3 periods (provide forecast in the table below). Explain model selection approach. (8 pts)

Period

Forecast

2007

2008

2009

c. Using the same data, forecast the next 3 periods in the time series using the 5-period moving average and indicate the values below. (3 pts)

Period

Forecast

2007

2008

2009

d. Using the same data, forecast for the next 3 periods in the time series using the single exponential smoothing technique with a smoothing constant of 0.3 and indicate the values below. (3 pts)

Period

Forecast

2007

2008

2009

e. Compare results from models b, c and d. Which forecast model do you recommend to use for the next 3 periods? Justify your recommendation (6 pts)

DATA:

Nuclear Electric Power Production (Billion KWH)
Year US Canada France
1980 251.12 35.88 63.42
1981 272.67 37.8 99.24
1982 282.77 36.17 102.63
1983 293.68 46.22 135.99
1984 327.63 49.26 180.47
1985 383.69 57.1 211.19
1986 414.04 67.23 239.56
1987 455.27 72.89 249.27
1988 526.97 78.18 260.29
1989 529.35 75.35 288.72
1990 576.86 69.24 298.38
1991 612.57 80.68 314.77
1992 618.78 76.55 321.52
1993 610.29 90.08 349.78
1994 640.44 102.44 341.98
1995 673.4 92.95 358.37
1996 674.73 88.13 377.47
1997 628.64 77.86 375.71
1998 673.7 67.74 368.59
1999 728.25 69.82 374.53
2000 753.89 69.16 394.4
2001 768.83 72.86 400.02
2002 780.06 71.75 414.92
2003 763.73 71.15 419.02
2004 788.53 85.87 425.83
2005 781.99 87.44 428.95
2006 787.22 93.07 427.68

In: Operations Management

Cindy is a thirty-five-year-old volunteer in an inner-city church-sponsored preschool program. The mothers of the neighborhood...

Cindy is a thirty-five-year-old volunteer in an inner-city church-sponsored preschool program. The mothers of the neighborhood are encouraged to bring their children to the program for a “time out.” Most of the children are present on an irregular basis one or two times a week.

            One day, Zach, a 2½ year-old became ill during his stay. A rash of small red spots that were not raised above the skin surface was observed during his changing, and he had a slight fever. His mother was located and encouraged to take him to the local clinic.

            Shortly after this, Cindy confirmed what she had suspected for about a month—a home pregnancy test was positive. At her visit to the obstetrician, Cindy relayed the story of Zach’s illness to the nurse when asked if she had recently been exposed to any illnesses. Cindy had not been overly-concerned about Zach’s rash but had seemed to be mildly ill herself about three weeks after that incident. The obstetrics nurse seemed to be very interested in this exposure and said that they would contact the clinic and see if Zach had visited and been diagnosed. Blood tests were also ordered for Cindy.

Laboratory Results

            The initial hemagglutination inhibition test indicated an antibody titer of 1:16. Subsequent sera collected 10 and 21 days later showed no significant change. There was no significant level of IgM-specific antibody detected.

Which of these is most characteristic of Zach’s symptoms

Rubeola

Scarlet Fever

Rubella

Chicken pox

2)How could Zach’s illness have been prevented? Be specific

3)A rise in titer over 10 to 21 days and the presence of the specific IgM type antibiodies is diagnostic of a current infection in this illness. Based on the laboratory results given in this case study, Cindy’s baby is at risk for congenital rubella syndrome?true/false

4)

  

In: Biology

A man is pulling a 120 lb wooden box by a rope with a force of...

A man is pulling a 120 lb wooden box by a rope with a force of 80 lb along a wooden floor. The rope is 45 degrees from the horizontal. The coefficient of of dynamic friction between wood to wood surfaces is Uk=0.45. If the box initially starts from rest, what will the box's (a) acceleration,and (b) velocity after 8 sec? (c) max power and (d) average power. Make sure to have FDB and kinetic diagrams, and unit base vectors.

In: Mechanical Engineering

With greater financial integration in the last two decades, what are the main factors that affect...

  1. With greater financial integration in the last two decades, what are the main factors that affect their choices of capital? Are legal considerations, economic potentials and challenges, demographic and cultural transformations act as factors that determine their decisions-making process on capital structure? Explain your answer. (Dimention2)
  1. From the previous question, what impact do the previous factors have on the choice of capital structure for corporations in Qatar and UK and how will they affect corporate financing decisions in the future. (Dimention3)

In: Accounting

The risk-free 1-year term deposit rate in the US is 2% and the equivalent deposit in...

The risk-free 1-year term deposit rate in the US is 2% and the equivalent deposit in the UK carries 4% interest. The US Dollar is expected to neither appreciate or depreciate against the British Pound over the following year. Confirm that Uncovered Interest Rate Parity does not hold. Then, design. a. sequence of currency trades, deposits, or loan to exploit this arbitrage opportunity. Point out which steps in your strategy involve taking on risk and explain the nature of that risk

In: Finance