Questions
The price of a home is $200,000. The bank requires a 15% down payment. The buyer...

The price of a home is $200,000. The bank requires a 15% down payment. The buyer is offered two mortgage options: 15-year fixed at 8% or 30-year fixed at 8%. Calculate the amount of interest paid for each option. How much does the buyer save in interest with the 15-year option?

find the monthly payment for the 15-year option

find the monthly payment for the 30-year

Calculate the total cost of interest for both mortgage options. How much does the buyer save in interest with the 15-year option?

In: Finance

Bob is driving down the street. He is not very attentive and crashes into the car...

Bob is driving down the street. He is not very attentive and crashes into the car in front of him, driven by Fred, a licensed blaster. Unknown to Bob, the car has dynamite in the trunk and explodes. The Fred is killed instantly. Jane is a pedestrian on the sidewalk next to the explosion. She is struck by flying chunks of the exploding car and seriously injured. The blast is so severe, that windows shatter as far a five blocks away. Ted is struck by falling glass from an office building five blocks from the explosion. Bob is uninjured. He is sued by Jane, Ted, and Fred's estate. How would he defend himself against these actions? Would his defenses likely be successful in any of the cases? Why or why not?

In: Psychology

A dye molecule has electrons that are free to travel up and down a chain of...

A dye molecule has electrons that are free to travel up and down a chain of atoms, giving electron energy states that are given by the particle-in-a-box model, with En=(0.34eV)n2. What are the three longest wavelengths of visible light that the molecule will absorb?

In: Physics

The following data (read the data down first and then over to the right) represent the...

The following data (read the data down first and then over to the right) represent the weekly accounts receivable balance (in $1000) of a hardware distributor over a 30-week period.

128.703

120.649

126.215

129.426

135.816

125.131

131.122

121.774

125.367

121.076

119.848

127.251

153.923

125.658

122.172

129.268

122.912

125.351

130.572

116.875

122.587

127.677

132.364

130.950

118.662

131.902

132.220

128.522

132.270

122.671

  1. Set up a (individuals) control chart on the accounts balance and a moving range chart (i.e. calculate the appropriate centerline and control limits). Plot the charts and supplement the individuals control chart with supplementary runs rules (i.e. apply the Western Electric runs rules for detecting non-random patterns on control charts). Note: Use the X-Y chart in Excel to plot the control charts.
  2. Were there any out-of-control points identified in part (a)? If so, assume a special-cause explanation can be given to the associated point(s).
  3. From the result of part (b), what are the appropriate prospective/trial limits for the charts?

In: Operations Management

Ms. Tweeter is buying a house with a cost of $350,000. She will make a down...

Ms. Tweeter is buying a house with a cost of $350,000. She will make a down payment of $20,000 on the house, and the rest will be paid for with a mortgage loan. Her mortgage loan has an APR of 4.9% compounded semi-annually, with a weekly payment schedule and a time horizon of 20 years. The first payment is due in one week's time. How much principal have you paid off after 5 years?

In: Finance

Python What are the advantages and disadvantages of solving a problem that can be broken down...

Python

What are the advantages and disadvantages of solving a problem that can be broken down into repetitive tasks with recursion as opposed to a loop? Explain your answer.

Sometimes Graphical User Interfaces can be too cluttered. What is a good general rule of thumb for the number of elements on a page within a Graphical User Interface? Explain your answer.

In: Computer Science

Show that a satellite may speed down: that is, show that if frictional forces or reverse...

Show that a satellite may speed down: that is, show that if frictional forces or reverse thrust cause a satellite to lose total energy, it will move into an orbit closer to the earth and may have increased kinetic energy.

In: Physics

Question #4 DO NOT USE ANY NON-STANDARD LIBRARY. o All the required libraries have already been...

Question #4

DO NOT USE ANY NON-STANDARD LIBRARY. o All the required libraries have already been included. O DO NOT INCLUDE ANY OTHER LIBRARY INTO THE CODE. o DO NOT ALTER THE NAMES OF THE C FILES PROVIDED. o DO NOT ALTER THE NAMES AND PROTOTYPES OF THE FUNCTIONS. DO NOT ALTER THE CODE, ONLY ADD WHATS NEEDED TO MAKE IT WORK.

This is the code:

#include <stdio.h>

/*
* This function counts and returns the number of adjacent Up and Downs in an array of integers.
* In other words, you should count and return the number of changing directions in the sequence.
* This means, for instance, if the sequence is entirely ascending, or entirely descending, it should return 0.
* Examples:
* For the sequence {1,2,3,5} starting from 1, you say "Up, Up, Up", so it returns 0, (no changing direction)
* For the sequence {0,2,1,7} starting from 0, you say "Up, Down, Up", so it returns 2, (two times of changing directions or two adjacent up/downs)
* For the sequence {2,3,1,4,5,2,1} starting from 2, you say "Up, Down, Up, Up, Down, Down", so it returns 3, (three adjacent up/downs)
* For the sequence {4,3,2,1} starting from 4, you say "Down, Down, Down", so it returns 0, (no changing direction)
*/
int adjacentUpDowns(int a[], int size);

int main(void) {

   int a[] = {1,2,3,5};
   int b[] = {0,2,1,7};
   int c[] = {2,3,1,4,5,2,1};
   int d[] = {4,3,2,1};

   printf("%d\n", adjacentUpDowns(a,4));   //Expected output is 0
   printf("%d\n", adjacentUpDowns(b,4));   //Expected output is 2
   printf("%d\n", adjacentUpDowns(c,8));   //Expected output is 3
   printf("%d\n", adjacentUpDowns(d,4));   //Expected output is 0
}

int adjacentUpDowns(int a[], int size) {

   // Complete the code of the function

}

In: Computer Science

You are holding your physics book against the wall by pressing on it with a force...

You are holding your physics book against the wall by pressing on it with a force directed straight into the wall.

(a) You are pressing hard enough so that the book doesn’t move. Drawing a free-body diagram for the book and identifying all the forces that are acting on the book. Assuming the force from the hand is directly to the right,

  • 1) Is there a normal force on the book from the wall (Y for "yes", N for "no", or U for "unknown")
  • 2) The direction for the normal force on the book from the wall is (R, L, U, D, 0 for right, left, up, down, none)
  • 3) Is there a friction force on the book from the contact with the wall (Y for "yes", N for "no", or U for "unknown")
  • 4) The direction for the friction force on the book from the contact with the wall is (R, L, U, D, 0 for right, left, up, down, none)
  • 5) Is there a gravitational force on the book from the Earth (Y for "yes", N for "no", or U for "unknown")
  • 6) The direction for the gravitational force on the book from the Earth is (R, L, U, D, 0 for right, left, up, down, none)

7. What relations are there among the forces in your diagram? That is, which forces or sums of forces have to be equal? How do you know? (this question will not be auto-graded, answer fully)

8. You begin to get tired and the book begins to slide down. The book begins to slide down, and you respond so it slides down at a constant velocity. How do each of the forces you have identified change from their magnitudes in part (a)? Explain how you know. (this question will not be auto-graded, answer fully)

9. If the book has a mass of 2 kg, the coefficient of friction between the sliding book and the wall is 0.4, how hard do you have to press on the book if it is sliding down with a speed of 2 cm/s? D2M

10. BCD on 9

In: Physics

What part of the business cycle the U.S. economy is currently in 2020? Why? What factors...

What part of the business cycle the U.S. economy is currently in 2020? Why? What factors lead you to this conclusion?

In: Economics