How is the coronavirus pandemic affecting the labour market and education plans for Canadian University students? (Students may have lost their ability to support themselves through work or with help from family, there may be foreign students who face travel restrictions, etc., some may be graduating into a market with poor employment prospects while carrying large student loans, etc. List all the possible problem scenarios that you can think of.)

Abraham Maslow (1970) believed that humans have many needs that need to be fulfilled. He arranged these needs in a hierarchy: physiological needs, safety needs, belongingness and love needs, esteem needs, self-actualization needs, and self-transcendence needs. See page 406 of your chapter for a detailed description of Maslow's Hierarchy of Needs.

Initial Post

1) Provide an example of an individual or groups of individual who exemplify each of these needs. For example, people who live in poverty may exemplify people who have physiological needs. Provide a few sentences to explain why each individual or groups of individuals exemplify each stage.

2) Provide at least 2 examples of individuals/groups of individuals who are clear exceptions to the structure of the hierarchy. For example, soldiers may sacrifice their safety needs for their self-transcendence needs. Provide a few sentences to explain why your examples represent exceptions to the hierarchy.

1. Members of a company are allowed to sell their shares at any time, provided they obtain permission from the other members.

2. Australian accounting standards are now identical to their equivalent International Financial Reporting Standards (IFRSs).

3. Prior to the allotment/issue of shares, the balance in the application account represents a liability of the company to the applicants.

4. If a company forfeits shares and the company’s constitution is silent in relation to reissue of the shares, the company is entitled to keep any balance in the account after reissue, payment of unpaid calls and interest and administrative costs.

5. The acquisition date is the date on which the contract between the acquirer and acquiree is signed.

6. General purpose financial statements are prepared for users who depend on those reports for information to enable them to make decisions about the allocation of scarce resources.

7. Winding up of a company only ever arises from the issuing of an order from the court.

8. The elimination of the full effects of intragroup transactions is required in the preparation of consolidated financial statements.

9. An entity must present a complete set of financial statements at least annually.

10. The consolidation process involves making adjustments to the individual financial statements and ledger accounts of the entities within the group.

1a.An eight-year corporate bond with a face value of $1000 has a 7 percent coupon rate. What should be the bond's price if the required return is 5 percent and the bond pays interest semiannually?

A. $1,062.81 B. $1,062.10 C. $1,053.45 D. $1,052.99 E. $1,130.55

1b. Upon graduating from college this year, you expect to earn $50,000 per year. If you get your MBA, in one year you can expect to start at $70,000 per year. Over the year, inflation is expected to be 5 percent. In today's dollars, how much additional (less) money will you make from getting your MBA (to the nearest dollar) in your first year?

A. -$2,462 B. $8,333 C. $8,750. D. $16,667 E. $20,000

1c. The duration of a 270-day T-Bill is (in years)

A. 0.493.

B. 0.246.

C. 1.

D. 0.7397

E. indeterminate.

Anna has just completed her undergraduate degree and is already planning to enter an MBA program one year from today. The MBA tuition will be $7,000 per year for 2 years, paid at the beginning of each year. In addition, Anna would like to retire 20 years from today and spend $50,000 every year for 10 years (years 20-29, withdrawn at the beginning of each year). To fund her expenditures, Anna will save money at the end of year 0 and at the end of years 3-19. At the end of year 29, she wants to have nothing in her bank account. Do not enter a comma or dollar sign.

Assuming that the interest rate is 5%, calculate the constant annual dollar amount that she must save at the end of each of these years to cover all of her expenditures (tuition and retirement).

If the retirement spending increases to $60,000, what is the constant annual dollar amount that she must save?

Reflect on the issue of relationships and a university. With whom would the university build relationships? How would university representatives do that? If you (the student) were selling the university to a prospective donor for a big scholarship, what type of relationship would you expect to form with that donor and how? If you (the student) were the donor, what would you expect from the university?

Consider Ms. Tomlins who pays $1,500 in auto insurance premiums for the year. Assume that she 
is in accident and the insurance company has to pay $35,000 to cover liability and repair the car. The insurance company expects to pay a total of $750,000 in claims for the year with respect to the group of policy owners of which this individual is a member. Business expenses for the year are 175,000. Investment earnings on premium received are $35,000. How many insurance policies must the insurance company sell to break even (that is, to earn $0 in profit)? Assume that all policies are sold for a $1,500 premium . Show your work

Mt. Kinley is a strategy consulting firm that divides its consultants into three classes: associates, managers, and partners. The firm has been stable in size for the last 20 years, ignoring growth opportunities in the 90’s, but also not suffering from a need to downsize in the recession at the beginning of the 21^st century. Specifically, there have been--- and are expected to be--- 300 associates, 100 managers, and 30 partners.

The work environment at Mt. Kinley is rather competitive. After five years of working as an associate, a consultant goes “either up or out”; that is, becomes a manager or is dismissed from the company. Similarly, after another five years, a manger either becomes a partner or is dismissed. The company recruits MBAs as associate consultants; no hires are made at the manager or partner level. A partner stays with the company for another 10 years (a total of 20 years with the company).

How many new MBA graduates does Mt. Kinley have to hire every year?

What are the odds that a new hire at Mt. Kinley will become partner (as opposed to being dismissed after 5 years or 10 years)?