First, consider the cellular basis of long-term potentiation (LTP). Where in the brain does this occur and what happens? In your answer, include details of the neurotransmitters and receptors involved as well as what happens at the level of the receptor to enable LTP. Also, describe the changes that occur in both the presynaptic and post-synaptic cells as a result of LTP.
In: Biology
Play the game " the fiscal ship"
1) List two of your main goals in "The Fiscal Ship" and why they are important to you.
2) What are the two largest or most important policy changes that you made in “The Fiscal Ship”? How did these affect the budget?
CAn you help me with reduce inequality and invest to the future
In: Economics
In this discussion, explain why inherent risk is set for audit objectives for segments (classes of transactions, balances, and presentation and disclosure) rather than for the overall audit.
What is the effect on the amount of evidence the auditor must accumulate when inherent risk changes from medium to high for an audit objective?
Provide examples to illustrate your answer.
In: Accounting
In: Economics
10. Suppose that the required reserve ratio is 7.5%. If the Fed sells $530 million of bonds to the First National Bank. What happens to reserves and the monetary base? What will happen to the money supply? Show the changes in The Federal Reserve’s balance sheet, First National Bank’s balance sheet, and the collective banking system’s balance sheet.
In: Economics
In japan, honda's export price is yen 3million. spot rate is yen100/$ suppose suddenly the rate changes to yen90/$. Assuming 60% exchange rate pass-thru, what should be the price of Honda in U.S. in $? Show work please.
A)$33,000
B)$33,333
C) $31,999
D) $31,333
E) Need more information
In: Finance
What conflicts, political differences, philosophies, and ethical dilemmas come into play as people talk about the ACA and America’s health care needs? What is different or similar about those discussions today compared to when they were first raised during the Obama administration? Who benefits and loses from changes to health care?
In: Operations Management
The Sept. 11 terrorist attacks accounted for the largest insured loss in the history of the world. The insurance companies providing commercial crime, commercial property, commercial general liability, and business income coverage were required to pay in most cases because the event was not legally considered an "act of war" or "catastrophe", which would have excluded it from coverage (see page 330). Very soon after that, every insurance policy added "act of terrorism" to excluded losses, leaving every business on its own to deal with the risk of a massive loss caused by an act of terrorism. Congress addressed that problem with the Terrorism Risk Insurance Act of 2002. The act expired in 2014 and was renewed a week later for an additional six years.
In a nutshell, TRIA allows insurers to exclude losses due to acts of terrorism from standard commercial package policies, but it also requires the insurers to offer terrorism coverage in a separate policy and provides some federal assistance paying for losses caused by terrorism. But a business has the option whether to buy the terrorism coverage and it's very expensive.
Imagine all of you together (due to your advanced understanding of risk management) make up the committee at MGM Resorts that will decide whether the company should buy any terrorism insurance and if so how much. Each of you researches TRIA a little further on your own first and then begin by stating whether you should or shouldn't buy it and why/why not.
In: Operations Management
Need assistance responding to this discussion post in personal opinion.
You’ll find that managers are also the shareholder or the owner of a company. In these cases, the shareholders interests line up with the goal of the firm. Technically, what benefits the company would also benefit the shareholder. You’ll also see that when the shareholder or owner is not playing the manager role, there’s a disconnect between both the shareholder and manager’s interest (Stout, 2002). The manager usually would make decisions based off of what will benefit him instead of the firm’s success. An example of this would be when a manager is spending the corporate credit card to buy non-business uses of an event. This lack of connect between the shareholder and manager’s interest is called agency problem. The unnecessary use of non-business purpose on the company’s credit card or expense can decrease the profitability of that firm. Poor performing companies have been built to take extensive defense against takeovers. When a takeover defense is made, this action triggers the defenses. When a takeover takes places, management are usually first to exit their roles in the firm. What usually increases the agency problem is putting in place a takeover defense that are not related to managerial packages. For example, continuance of underperforming will not be resulting in job loss or security. Therefore, managers are more than likely to put themselves first in this type of companies. These managers in takeover defense firms would have to put in the extra work for lower pay and also avoid such actions that can be damaging to the company.
In: Finance
Part 1: Discuss the purpose and implications (higher vs. lower premiums) of each of the 8 major rating factors for determining private passenger auto insurance premiums.
Part 2: Select ONE of the following scenarios. Discuss at least 4 of the 8 factors and how they would impact that type of risk. Explain your answer and offer suggestions for how a policyholder in a similar situation might be able to lower their premiums.
1. 16-year old single male driver living with his parents in Chicago, Illinois, who maintains a 2.5 GPA at his high school. He just obtained his driver’s license after successfully completing driver’s education classes and is driving a 2002 Ford Taurus sedan to and from a private school in the suburbs.
2. 45-year old married female living in Wichita, Kansas, with an insurance score of 559. She and her spouse own a new Chevrolet Suburban full-size SUV, a Toyota Tundra pickup truck for hauling feed for their horses, and a 1965 Chevrolet Corvette. She has had no accidents or citations in the past 5 years.
3. 85-year old widowed male living in Kalona, Iowa, with an insurance score of 750. He drives a 2013 Honda Civic under 10,000 miles per year. In the past 3 years, he has been ticketed twice for speeding and had one fender-bender in the grocery store parking lot.
In: Economics