Choose a friend or family member that you know well. You should know their family background, how they tend to think and make decisions, and how they shop. You must have been on a number of shopping trips with this person. With this knowledge in mind, describe behaviors that demonstrate two out of the 3 major factors influencing consumer behavior (pages 113-123 in your textbook). Each behavior described must represent the influence of a different factor. For example, my dad is very affected by his attitudes about certain products and crowding in his shopping behavior. Attitudes are a psychological influence, while crowding is a situational influence, thus representing 2 out of the 3 major factor categories (i.e. psychological, social, and situational). For each influence give at least 2 different, concrete examples that demonstrate how your chosen person behaves under the influence. Thus, if I was writing about my dad, I would explain how my dad's consumer behavior is affected by his attitude towards products giving two different examples of how this is manifested and then explain why I think he behaves this way. Then I would do the same procedure but explain how my dad's consumer behavior is affected by crowding and give two different, concrete examples. This means that your complete assignment should have 4 different, concrete examples in total. Before you submit the assignment, check to make sure you have 4 different examples of your subject's behavior, two for each influence. If you only have 2 examples in your assignment, you do not have enough examples of your subject's behavior. Be sure to explain why you think your chosen person behaves the way s/he does. The point of this assignment is to clearly describe how these principles affect your subject's behavior and give multiple examples that demonstrate the concepts.

I suggest organizing the assignment this way.

Paragraph 1 - Tell me the person that you have chosen. You don't need to give me their name if you don't want to, but tell me generally who they are and what relationship they are to you that makes you able to describe their consumer behavior.

Paragraph 2 - Tell me the specific influence you are going to discuss and what category it is in (e.g., attitude which is psychological influence). Then describe two examples of your chosen person that demonstrate the influence. Finally, try to explain why you think this person behaves this way.

Paragraph 3 - Repeat the process in outlined for paragraph 2 but for an influence in another category.

Paragraph 4 - Brief summary

Please correct my writing for grammar?

Consumer behavior is a systematic process in which a person interacts with his or her environment to make decisions about products and services. Buyer behavior includes all the psychological, social, and physical behavior of potential consumers, and when they become aware of the existence of services or products, they evaluate and consume their purchases and inform others about these products and services. Consumer behavior is influenced by individual characteristics and the decision-making process that consist of three main factors: situational, social, and psychological factors. For this assignment, I decided to choose my husband because he enjoys shopping and loves to spend his free time in the mall. We are living together for more than 22 years and we have traveled a lot, but as a woman, I have never had any concern about shopping because my husband was ready to go shopping with me and even more eager than me.

My husband is very affected by learning from ads or friends and family. He learns almost everything he does and what he thinks. In short, purchasing decisions are significantly influenced by his friends and learning from ads. For example, we have a carpentry tool the size of a wardrobe because he decided to buy one after talking to his friends or family. Also, he always follows the ads and searches for their reviews by other buyers on the internet to be sure about what he wants to buy, so learning affects both attitude and perceptions. In this case, learning is a psychological influence, while his friends or family are social influences.

Attitude is a state of mind or feeling. Attitude refers to a person's feelings and inclinations toward a form or idea. The tendency to product is an experience that interacts with perception, thinking, feeling and reasoning. For example, when my husband becomes loyal to a brand, it is difficult to change his attitudes and beliefs towards that particular brand. He chooses a specific store for his shopping like Costco. He loves Costco and believes that he can find there everything that he needs and loves its environment because he feels that he can buy anything he wants in big size. He tries to buy the Kirkland brand for most of the things that we use. In these cases, attitude is a Psychological influence, while the shopping situation is a Situational influence.

As mentioned above, consumers’ behavior is influential in their decision to buy products. The choice of people also influences the decision of others, because they are in social interactions with each other. People acquire their beliefs through practice and learning. These beliefs, in turn, affect their buying behavior. In general, we are all consumers, because we receive and consume food, clothing, housing, education, services, ideas and etc. based on a specific order. Decisions made about consumption, demand for raw materials, transportation, technical services, the deployment and allocation of resources lead to the success of some industries, and the failure of others. Therefore, consumer behavior is an important factor in the recession or boom of business activities.

ARAB CASE STUDY

Mrs. Ayesha Said is a 39-year-old Muslim Arab housewife and mother of six who immigrated to the United States from a rural town in southern Iraq 2 years ago. Her mother-in-law and her husband, Mr. Ahmed Said, accompanied her to the United States as participants in a post–Gulf War resettlement program, after they spent some time in a Saudi Arabian refugee camp. Their relocation was coordinated by a local international institution that provided an array of services for finding employment, establishing a household, enrolling the children in public schools, and applying for federal aid programs.

Mr. Ahmed, who completed the equivalent of high school, works in a local plastics factory. He speaks some English. He plans to attend an English-language class held at the factory for its many Iraqi employees. Mrs. Ayesha, who has very little formal schooling, spends her day cooking and caring for her children and spouse, with the assistance of her mother-in-law. She leaves their home, a three-bedroom upper flat in a poor area of the city, only when she accompanies her husband shopping or when they attend gatherings at the local Islamic center. These events are quite enjoyable because most of those using the center are also recently arrived Iraqi immigrants. She also socializes with other Iraqi women by telephone. Except for interactions with the American personnel at the institute, Mr. Ahmed and Mrs. Ayesha Said remain quite isolated from American society. They have discussed moving to Detroit because of its large Arab community.

Four of the Said children attend public elementary schools, participating in the English as a Second Language (ESL) program. Mr. Ahmed and Mrs. Ayesha are dismayed by their children’s rapid acculturation. Although Muslims do not practice holidays such as Halloween, Christmas, Valentine’s Day, and Easter, their children plead to participate in these school-related activities.

Mrs. Ayesha is being admitted to the surgical unit after a modified radical mastectomy. According to the physician’s notes, she discovered a “lump that didn’t go away” about 6 months ago while breast-feeding her youngest child. She delayed seeking care, hoping thatinshallah, the lump would vanish. Access to care was also limited by Mrs. Ayesha’s preference for a female physician and her family’s financial constraints—that is, finding a female surgeon willing to treat a patient with limited financial means. Her past medical history includes measles, dental problems, headache, and a reproductive history of seven pregnancies. One child, born prematurely, died soon after birth. As you enter the room, you see Mrs. Ayesha dozing. Her husband, mother-in-law, and a family friend, who speaks English and Arabic and acts as the translator, are at her bedside.

Study Questions

1.Describe Arab Americans with respect to religion, education, occupation, income, and English-language skills. Compare the Said family with Arab Americans as a group.

2.Assess the Said family’s risk for experiencing a stressful immigration related to their isolated lifestyle.

3.Describe the steps you would take to develop rapport with Mrs. Ayesha and her family during your initial encounter. Include nonverbal behavior and social etiquette as well as statements or questions that might block communication.

4.Identify interventions that you would employ to accommodate Mrs. Ayesha’s “shyness” and modesty.

5.You notice that, although Mrs. Ayesha is alert, her husband and sometimes her mother-in-law reply to your questions. Interpret this behavior within a cultural context.

6.Although Mrs. Ayesha is normothermic and states her pain is “little,” Mr. Ahmed insists that his wife be covered with several additional blankets and receive an injection for pain. When you attempt to reassure him of his wife’s satisfactory recovery, noting as evidence of her stable condition that you plan to “get her up” that evening, he demands to see the physician. Interpret his behavior within a cultural context.

7.Discuss Arab food preferences as well as the dietary restrictions of practicing Muslims. If you filled out Mrs. Ayesha’s menu, what would you order?

8.When you give Mrs. Ayesha and her family members discharge instructions, what teaching methods would be most effective? What content regarding recovery from a mastectomy might most Arab Americans consider “too personal”?

9.Identify typical coping strategies of Arabs. What could you do to facilitate Mrs. Ayesha’s use of these strategies?

10.Discuss predestination as it influences the Arab American’s responses to death and bereavement.

11.Discuss Islamic rulings regarding the following health matters: contraception, abortion, infertility treatment, autopsy, and organ donation and transplant.

12.Describe the Arab American’s culturally based role expectations for nurses and physicians. In what ways do the role responsibilities of Arab and American nurses differ?

13.What illnesses or conditions are Arab Americans unlikely to disclose because of Islamic prohibitions or an attached stigma?

14.Compile a health profile (strengths versus challenges) of Arab Americans by comparing beliefs, values, behaviors, and practices favoring health and those negatively influencing health.

For this Discussion, review the client in the case study within the Learning Resources. Consider symptoms or signs presented by the client for a diagnosis. Think about how you, as a future professional in the field, might justify your rationale for diagnosis. Consider what other information you may need for diagnosis on the basis of the DSM diagnostic criteria.

Trauma and Stressor Related Disorders

FEMALE SPEAKER: Well, I just keep thinking what if something happens? I mean I've always had trouble concentrating. But this time, it's different.

FEMALE SPEAKER: Different, how?

FEMALE SPEAKER: Well, you know how like you were talking on your cell phone or something and it cuts out. You lose the connection. It's kind of like that. My mind just goes blank.

And when I'm at the hospital and it happens, I flip out. I could give the patient the wrong medication or something. What if it's early dementia? I mean I've read about that happening. I read an article just the other day about people in their 30s and 40s getting that. That's horrible.

FEMALE SPEAKER: It sounds like you're constantly nervous that you'll go blank and that something bad will happen. You mentioned having other symptoms. Like what?

FEMALE SPEAKER: Well, at work, my temper. I flip out on patients sometimes and on other nurses. I just freak out. I even started snapping at my daughter. And that has never happened before.

FEMALE SPEAKER: Well, I understand. You're feeling anxious. And you're having some temper issues, which are sort of out of character for you. How are things going at home?

FEMALE SPEAKER: Well, I'm not sleeping very well at all. One of my favorite things used to be to curl up at night with a book. But I can't concentrate. I have this whole stack of books by my bedside table. I mean they're history books. And I love reading about history. But I haven't even touched them.

And my husband got so upset the other day because he brought me this kit for scrap-booking, which is something I used to really enjoy doing. But I just took them back to the store. I could not deal with that either.

FEMALE SPEAKER: Well, it seems like you're not finding relaxation in the things that used to enjoy doing. Now, when you returned your husband's gift, you said that you couldn't deal with that. What exactly couldn't you deal with?

FEMALE SPEAKER: The expense. You have no idea what these scrap-making materials cost. I could spend that much in groceries in a week. And I thought—So that I lie in bed at night at 3:00 AM worrying about, just money, money, money, money, money.

And my husband and I both work. We work really long hours. But it's just not enough. We really should have started saving for college. I mean my eldest is going to start college in a few years. And I don't know what we're going to do. We don't have the money.

FEMALE SPEAKER: Did you talk to your husband about your concerns?

FEMALE SPEAKER: Yeah. Yeah. We talk. Alex, my husband, he's 12 years older than me. I mean we get along fine.

But I worry about him. I mean at work for example, he's been up for this really big promotion. But now it looks like he's not going to get it. And his health, he's got a whole history of early heart attacks in his family. And I just worry about that. I mean he hasn't shown any symptoms or anything. But I really, really, worry that one day something might happen to him. I mean the whole thing just feels like a awful. With care reform now, what if they cut back on my hours at work? And what if I lose my job? Doctor, I cannot afford to lose this job.

FEMALE SPEAKER: Any idea how long you've been having these symptoms, the lack of concentration, trouble sleeping, problems relaxing?

FEMALE SPEAKER: A while. Off and on, I guess. I went to see a counselor when I was in nursing school. I was Ms. Overachiever. I was making straight A's, but I couldn't help but worry that it was never enough.

FEMALE SPEAKER: It sounds like you were feeling the pressure of trying to achieve your career goals. Did the counseling help you?

FEMALE SPEAKER: Yeah. Yeah. I guess it did. I mean I went for a couple of months. And the counselor had me do this body scan exercise. And he suggested I should start meditating. But who had time to meditate. I was too busy making straight A's

With these thoughts in mind:

1. A diagnosis of the client in the case study.

2. Then explain your rationale for assigning this diagnosis on the basis of the DSM diagnostic criteria.

3. Finally, explain what other information you might need about the client to make an accurate diagnosis based on those criteria.

CompU has become a success over the past few years, and Bill and Melinda Jobs decide it is time to meet with a financial planner to make certain his personal finances are in order. Bill has the following questions he needs help in answering regarding his current and future financial goals.

1. If they deposit $1,000 today in a savings account earning 4% compounded annually, how much will they have in 10 years?

2. If they have an opportunity cost of 10%, how much should they be willing to invest now to have $8,000 accumulated in 10 years?

3. Bill’s mother passed away and left them $32,976. They plan to put the entire amount into an account earning 8% compounded annually and to withdraw an equal amount at the end of each year for 14 years. How much will they be able to withdraw each year?

4. Bill originally borrowed $50,000 to begin CompU from a local bank. He is required to pay $10,955.89 per year for seven years. What is the annual interest rate on the loan?

5. Bill and Melinda are interested in buying a vacation house and want to save $8,048.45 for a down payment. If they deposit $500 per month in a savings account which pays 1% per month, how many months will it take them to save the $8,048.45?

6. Bill just purchased a new car; the selling price was $26,000 and he put $1,000 down. He took out a 4 year loan at an annual interest rate of 8%. What will be his monthly payments on the loan?

7. Bill is thinking about taking out a home equity loan of $10,000 with an interest rate of 12%. If he agrees to pay off the loan with a lump sum of in 5 years, how much will the payoff be?

8. Bill has $20,000 in an account that pays 5%. He plans to withdraw $12,500 in five years to send his son Bill Jr. to college. His daughter Linda will start college in eight years. How much will be in the account at that time?

9. A retirement plan guarantees to pay them a fixed amount for 20 years. At the time of retirement they will have $31,360 to their credit in the plan. The plan anticipates earning 8% interest annually over the period they receive benefits. How much will their annual benefits be assuming the first payment occurs 1 year from their retirement date?

10. How much money must they pay into an account at the beginning of each of the next 20 years in order to have $10,000 at the end of the 20^th year? Assume that the account pays 10% per annum.

11. If their opportunity cost is 10%, how much should they pay for an investment promising $750 per year for the first four years and $450 for the next six?

12. Consider an investment that has cash flows of $500 the first year and $400 for the next 4 years. If their opportunity cost is 10%, how much should they pay for the investment?

13. If their required return is 12%, how much should they pay for a bond that pays $100 per year forever?

14. What will his $2,000 money market account be worth in 4.5 years if the account pays 6% interest compounded quarterly?

15. If they deposit $2,000 in a bank account that pays 6% interest, how many periods will it take for the deposit to grow to $3,720.59 if the interest is compounded semi-annually?

16. If they deposit $2,000 in a bank account that pays 12% interest annually and if the interest is compounded continuously, how much money will be in the account at the end of 20 years?

17. CompU’s earnings per share grew constantly from $2.00 in 2010 to $2.52 in 2013. What was the compound annual growth rate in earnings per share over the period?

18. If they pay $100 into an account at the beginning of each of the next 40 years (the account pays 12%), how much will be in the account at the end of year forty?

19. At the beginning of the 41^st year they plan to put the money from the previous question in a 30 year annuity whose first payment comes at the end of the 41^st year (the account pays 12%). How much will they receive at the end of the 41^st year (i.e. the first annuity payment)?

20. Assume it is January 1^st and Bill has just established an IRA (Individual Retirement Account). He will put $1,000 into the account on December 31^st of this year and at the end of each year for the following 39 years (40 years total). How much money will Bill have in his account at the beginning of the 41^st year? Assume that the account pays 10% interest compounded annually.

A marketing company based out of New York City is doing well and is looking to expand internationally. The CEO and VP of Operations decide to enlist the help of a consulting firm that you work for, to help collect data and analyze market trends.

You work for Mercer Human Resources. The Mercer Human Resource Consulting website (www.mercer.com) lists prices of certain items in selected cities around the world. They also report an overall cost-of-living index for each city compared to the costs of hundreds of items in New York City (NYC). For example, London at 88.33 is 11.67% less expensive than NYC.

More specifically, if you choose to explore the website further you will find a lot of fun and interesting data. You can explore the website more on your own after the course concludes.

Down below, you will find the 2018 data for 17 cities in the data set Cost of Living. Included are the 2018 cost of living index, cost of a 3-bedroom apartment (per month), price of monthly transportation pass, price of a mid-range bottle of wine, price of a loaf of bread (1 lb.), the price of a gallon of milk and price for a 12 oz. cup of black coffee. All prices are in U.S. dollars.

You use this information to run a Multiple Linear Regression to predict Cost of living, along with calculating various descriptive statistics. This is given in the Excel output (that is, the MLR has already been calculated. Your task is to interpret the data). Based on this information, in which city should you open a second office in? You must justify your answer. If you want to recommend 2 or 3 different cities and rank them based on the data and your findings, this is fine as well. This should be ¾ to 1 page, no more than 1 single-spaced page in length, using 12-point Times New Roman font. You do not need to do any calculations, but you do need to pick a city to open a second location at and justify your answer based upon the provided results of the Multiple Linear Regression. Think of this assignment as the first page of a much longer report, known as an Executive Summary, that essentially summarizes your findings briefly and at a high level. This needs to be written up neatly and professionally. This would be something you would present at a board meeting in a corporate environment.

What is an Executive Summary?

To help you make this decision here are some things to consider:

Based on the MLR output, what variable(s) is/are significant?

From the significant predictors, review the mean, median, min, max, Q1 and Q3 values? It might be a good idea to compare these values to what the New York value is for that variable. Remember New York is the baseline as that is where headquarters are located.

Based on the descriptive statistics, for the significant predictors, what city/cities has the best potential? What city or cities fall above or below the median and/or the mean? What city or cities are in the upper 3^rd quartile? Or the bottom quartile? These are some things to consider not necessarily questions you need to answer in your Executive Summary. But they are questions to help guide you along in your analysis

Investment in 2017 rises by 100 (all figures are in billion dollars). GDP in 2017 does not change. Also, Consumption (C) and Government purchases (G) do not change.

Which is most likely to happen?

GDP in 2018 will rise by 100.

Capital in 2018 will rise by 100.

Capital in 2017 will rise by 100.

Net exports in 2017 will rise by 100.

The real wage will rise in 2017.

Use while loop for the num inputs

#include
#include
using namespace std;

int main()
{
   long long int digit;
   long long int num1, num2, num3, num4, num5;
   int ave;
  
   cout << "Enter a 10 digit number: ";
   cin >> digit;
  
   num5 = digit %100;
   digit = digit / 100;
  
   num4 = digit %100;
   digit = digit / 100;

   num3 = digit %100;
   digit = digit / 100;

   num2 = digit %100;
   digit = digit / 100;

   num1 = digit %100;
   digit = digit / 100;
  
   cout << num1 << endl;
   cout << num2 << endl;
   cout << num3 << endl;
   cout << num4 << endl;
   cout << num5 << endl;
  
   ave = (double)(num1 + num2 + num3 + num4 + num5) / 5;
  
   cout << "Avg: " << ave << endl;
  
   switch(ave/10){
       case 9:
           cout << "Grade: A";
           break;
       case 8:
           cout << "Grade: B";
           break;
       case 7:
           cout << "Grade: C";
           break;
       case 6:
           cout << "Grade: D";
           break;
       default:
           cout << "Grade: F";
           break;
   }
  
   return 0;
}