Questions
1)state and explain what constitutes assets and liabilities in commercial banks and how profitability is measured.(...

1)state and explain what constitutes assets and liabilities in commercial banks and how profitability is measured.( 8 marks)

2)explain the following term, clearly stating the impact they have on the provision of financial services. information asymmetry,adverse selection,moral hazard.

3) comment on the characteristics following the type of financial intermediaries and how there services may defer from other financial intermediaries. investment banks,insurance companies,pension funds,credit unions.

In: Finance

Why is immigration policy controversial? In three paragraphs, explain why and in what ways state governments...

Why is immigration policy controversial? In three paragraphs, explain why and in what ways state governments have started to make their own immigration policies, despite the Constitution giving only the federal government that power (paragraph 1), why some support greater state involvement in immigration policy (paragraph 2), and what you believe and why (paragraph 3).

In: Economics

Explain What is being executed in this code. State all changes in values when traversing loops....

Explain What is being executed in this code. State all changes in values when traversing loops.

#include <stdio.h>

#define NUM_PRODUCTS 2

#define NUM_CATEGORIES 2

#define NUM_DIGITS 2

struct ProductInfo

{

int prodID;

int numberInStock;

double unitPrice;

};

int main(void)

{

struct ProductInfo productList[NUM_PRODUCTS] =

{

{78, 8, 19.95},

{95, 14, 22.98}

};

int categoryCount[NUM_CATEGORIES] = { 0 };

int i, j, sum, id, divisors[] = { 10, 1 };

for (i = 0; i < NUM_PRODUCTS; i++)

{

sum = 1;

id = productList[i].prodID;

for (j = 0; j < 2; j++)

{

sum *= id / divisors[j];

id = id % divisors[j];

}

categoryCount[sum % NUM_CATEGORIES] += productList[i].numberInStock;

}

for (i = 0; i < NUM_CATEGORIES; i++)

{

if (categoryCount[i] % 2 == 0)

{

printf("Category %d has %d items\n", i, categoryCount[i]);

}

}

return 0;

}

In: Computer Science

Hi, 1 could you explain to me what is an emotional state based on emotional cue?...

Hi, 1 could you explain to me what is an emotional state based on emotional cue? 2 also how you get cultural expressions of emotion and 3 how you respond to another persons emotional state?

In: Psychology

1. A state has an energy  = 76.5×10−21 J and a degeneracy of 15. What is the...

1. A state has an energy  = 76.5×10−21 J and a degeneracy of 15. What is the free energyof the state at 25◦C and at 150◦C? Express your answer in kJ/mol.


2. A molecule has a bond that can rotate between the cis and trans states, both of whichhave zero entropy. It is found that the trans state is three times more common than thecis state when the temperature is 250 K. If the molecule is heated to 450 K, what is thenew ratio of trans to cis?


3. A system consists of two independent subsystems, A and B. Subsystem A has 1.3 × 106
allowed microstates and subsystem B has 4.6 × 107 allowed microstates. What is theentropy of the combined system?


4. Macrostate X consists of 5 microstates, each of which have an energy of x = 1.5×10−21
Joules. Macrostate Y consists of 150 microstates, each of which have an energy y =7.0 × 10−21 J. Calculate probability that the system is in state X if the temperature is25◦C.


5. A molecular system at room temperature (25◦C) is found with energy EA 95% of thetime and with energy EB 5% of the time. It is known that state A consists of an ensembleof 3 microstates while there are only 2 microstates in state B. Determine the differencein energies between the two states (EA − EB).


6. Chemical reactions are often described using a three state modelReactants → Transition State → ProductsIn most cases the energy of the transition state is much higher than the energy of the
reactant state. This means that the reaction cannot proceed until there is a randomthermal fluctuation large enough to ‘kick’ the reactant molecule(s) up to the transitionstate energy. Say we have a reaction in which the transition state is 9.0 × 10−20 J abovethe reactant state.
(a) Calculate the ratio of the probability the system is in the transition state to the probability that it is in the reactant state PTS/PR at 37◦C.

(b) Use your answer above to estimate the time it takes for the reaction to occurspontaneously at 37◦C. Assume that the system samples a new microstate everynanosecond (10−9 s).


(c) One way to speed up the reaction is to heat the system. If the temperature isincreased to 1000 K, how long does it take for the reaction to occur?


(d) In biological systems it is not feasible to accelerate reactions by heating them to1000 K. Instead, the reactions rely on enzymes that catalyze reactions by loweringthe energy of the transition state. If catalyzed reaction has a transition state energy2.0 × 10−20 J, what is the approximate reaction time? Use a temperature 37◦C.
1

(e) Finally, estimate the uncatalyzed reaction time if the transition state is not a uniquemicrostate, but actually an ensemble of 100 microstates. Use a temperature 37◦C.


7. A salt ion is dissolved in a large volume of pure water. The wall of the container has asingle defect that can bind the ion with an energy bound = −2.1 × 10−19 J.


(a) If the ion is only bound to the impurity site 2% of the time at room temperature(25◦C), what is the free energy of the ion in the unbound state? Assume that thefree energy of the bound state is equal to the binding energy (the state is non-degenerate).

(b) Calorimetry experiments reveal that the energy of the ion in the unbound state issolv = −5.1 × 10−20 J. Is the change in energy bigger or smaller than kBT at roomtemperature? [i.e. calculate (solv − bound)/kBT]


(c) What is the entropy of the unbound state?

(d) How many microstates are in the unbound ensemble?

In: Chemistry

Follow a public traded stock and analyze the changes in stock price. Write a presentation and...

Follow a public traded stock and analyze the changes in stock price. Write a presentation and an executive memo of your findings. Choose one of the following companies:

  1. Amazon
  2. Alphabet
  3. Microsoft
  4. Facebook
  5. Apple

In your presentation you should:

  1. Describe graphically the trend of the stock prices during the last 2 months and, in more detail, during the last 3 weeks.
  2. Explain the observed trends
  3. Compare the trends with relevant indexes
  4. Relate these trends to relevant contextual information (example: Covid crisis).
  5. Is the development of the prices positive? Do you consider that an investment done two months ago is good? Explain.
  6. Regarding this context, briefly forecast the changes in prices for the next month.

In: Finance

Follow a public traded stock and analyze the changes in stock price. Write a presentation and...

Follow a public traded stock and analyze the changes in stock price. Write a presentation and an executive memo of your findings. Choose one of the following companies:

  1. Amazon
  2. Alphabet
  3. Microsoft
  4. Facebook
  5. Apple

In your presentation you should:

  1. Describe graphically the trend of the stock prices during the last 2 months and, in more detail, during the last 3 weeks.
  2. Explain the observed trends
  3. Compare the trends with relevant indexes
  4. Relate these trends to relevant contextual information (example: Covid crisis).
  5. Is the development of the prices positive? Do you consider that an investment done two months ago is good? Explain.
  6. Regarding this context, briefly forecast the changes in prices for the next month.

In: Finance

Make a list of 5 sectors heavily impacted by the COVID-19 pandemic and explain why that...

Make a list of 5 sectors heavily impacted by the COVID-19 pandemic and explain why that is the case. Also make a list of the 3 sectors that have shown the potential for gains and growth during the pandemic and name the top companies in these gaining sectors. Along with the lists, please explain why you think such companies have the potential to grow given the current situation. Provide details into what the company does, how it operates and especially it's stock performance, which are important aspects to consider when investing. The basis of your inferences should be an analysis of the stock performance of these companies, stock performance and how it operates.

The answer needs to be well detailed and it shouldn't be answered with very little detail. Please answer after reading the question properly and answer the question with details.

In: Finance

Baby H. was just born in a hospital that provides single-room maternity care (SRMC). SRMC allows...

Baby H. was just born in a hospital that provides single-room maternity care (SRMC). SRMC allows the
infant to remain with the parents after birth. H.'s mother was in labor for 12 hours and gave birth vaginally.
Baby H. is the first baby born to these parents. The nurse will complete the physical assessment and
observe for physiologic changes in the infant's transition from intrauterine to extrauterine life.


1. Name the three phases that occur during this transition period and state an approximate
time frame for each.


2. What care is specific to the first period of reactivity?


3. The sleep phase and second reactive phase might occur in the SRMC or in the nursery. Identify
eight assessments or tasks that the nurse needs to do during the transitional care period.

4. You are preparing to give the injection of vitamin K (AquaMEPHYTON). The order is to
give 0.5 mg subcutaneously on arrival in the nursery. The medication comes in a solution of
1 mg/0.5 mL. Calculate how much medication you will draw up into the syringe.


5. Erythromycin ointment is instilled in both eyes to prevent which of these infections?
a. Chlamydia
b. Herpes simplex virus infection
c. Gonorrhea
d. Human papillomavirus (HPV) infection


6. Once the transitional care and documentation are completed, the infant might be transferred
to the normal newborn nursery if the hospital does not use SRMC. The newborn nursery
nurse is responsible for what ongoing care of the newborn infant?

7. The laboratory performs a Coombs test on Baby H. What is the purpose of the Coombs test?
a. It is done to identify the infant's blood type.
b. It tests for damage to the red blood cells (RBCs) from maternal antibodies.
c. It checks the RBCs for anemia.
d. It is a test for immunity to the hepatitis virus.


8. True or False: A phenylketonuria (PKU) blood test can be done any time before an infant is
discharged to home. If false, explain your rationale.

In: Nursing

What risks are associated with trusting employees to make their own decisions? Do you think the...

  1. What risks are associated with trusting employees to make their own decisions? Do you think the benefits outweigh these risks?
  2. Chapter 11 of your textbook talks a lot about stress. Explain 3 stressors that could come about by employees having too much empowerment.

In: Operations Management